The amount of the pension per year. What are the minimum and maximum old-age pensions in Russia

A pensioner is a person who regularly receives cash benefits from the state in connection with reaching a certain age, receiving a disability, loss of a breadwinner, or retirement from military service. In connection with demographic problems in many countries, there is talk of the need for reform in this area. The number is steadily growing, in 2015 it amounted to 35,163 thousand people. This is 24% of all citizens of the Russian Federation. Thus, in 2015, per 1000 people. able-bodied population accounts for 411.7 pensioners.

Historical context

For the first time, pensions were paid to officers of the navy. This happened in 1673 in France. The universal pension system was first implemented in Germany 200 years later, in 1889. In the tsarist period in Russia, it never appeared. Only certain categories of the military received pensions, and the universal system received legislative consolidation only in the USSR. In 1930, the retirement age was set: 60 for men, 55 for women.

Types of pension systems

There are several ways to fund these benefits. The following types of pension systems can be distinguished:

Distribution. It is based on social security. It implies a combination of individual and collective factors.
Conditionally accumulative. It is based on the demographic and macroeconomic situation in the country. In this case, the amount of the pension is determined on the basis of conditional income and life expectancy.
Cumulative. Under this system, the pension depends on wages, contributions go to a separate account. Unlike the previous system, everything depends on real rather than conditional income. The employee has the right to choose the pension fund to which he makes contributions.

In the world

In most countries of the world, the retirement age is 65 years. In some EU countries and in the US, they are increasingly talking about the need to raise it in connection with the "aging" of nations. It is assumed that the age by 2060 will increase to 70 years. In Germany, they want to do this in the near future. Since the number of pensioners in Russia is constantly growing, some experts also talk about the need to change the existing system for receiving state benefits based on age.

in Russia

On January 1, 2015, a new pension system began to operate in Russia. It combines elements of funded, insurance and guaranteed benefits. In 2015, the number of pensioners in Russia reached 43 million citizens. Moreover, a significant part of them receive a pension, the amount of which is less than the established subsistence minimum for the corresponding age group. Particularly disastrous is the situation of people who did not have large earnings due to the need to care for sick relatives.

The Russian system is two-tier. Citizens can choose between the Pension Fund and non-state structures. There are also two types of grants. They differ in the source of their financial support. The main type is labor pensions. The right to them arises in connection with the achievement of a certain age or length of service. Pensions of the second type are paid due to other circumstances. For example, military service, work in law enforcement.

Statistics: the number of pensioners in Russia

senior citizens in Russian Federation protected by the Constitution, which guarantees them state support. Also, their rights are regulated by a number of international documents adopted within the framework of the United Nations. In order to improve the lives of older citizens in the Russian Federation, a number of strategic documents of the Government, as well as regulatory legal acts of the constituent entities of the Russian Federation, were adopted.

The terminology for designating pensioners may differ slightly. However, a general sign of the population being assigned to this group is 60 years for men and 55 years for women. The number of pensioners in Russia for 2016 is 35,986 thousand people. This is 24.6% of the total population, 0.6% more than in 2015. Over the past ten years, the burden on the working-age population has increased significantly. If in 2006 there were 326.7 pensioners per 1,000 people, then in 2015 it was 411.7.

The number of persons of unemployable age has increased due to the growth of life expectancy. Moreover, this trend is typical for both sexes. However, the mortality rate for men older than working age is still significantly higher than for women. And this gap continues to widen. It is expected that in 2031 there will be 42,324 thousand pensioners in Russia. This is 28.7% of the total population. The forecast shows that there will be 533.8 pensioners per 1,000 people of working age.

Number of non-working pensioners in Russia

In 2017, a bill is expected to be adopted, according to which, some of the disabled people will no longer receive the usual allowance from the state. The changes can only affect those who continue to work in retirement. Moreover, not all, but only a small part - persons with an income exceeding a million rubles.

The number of working pensioners in Russia for the first quarter of 2016 decreased by 36%. If in 2015 there were 15 million of them, now there are only 9.6. As a result, the government not only failed to save money by refusing to index pensions, but also had to allocate an additional transfer for compulsory insurance. If we consider how many pensioners in Russia continued to work before, then this number has been constantly increasing. In 2014, 34.9% of persons of unemployable age were employed. Among the dominant reasons that encourage retirees to work:

Lack of funds.
Need for communication.
Desire to make additional savings.
Striving for financial independence.
Interest in the work being done.
Habit.

Thus, a sample survey in the areas of education, health care and social services shows the importance of social motivation for active work of persons who have reached the age of disability. This strategy is significant not only for the people themselves, but also for the state as a whole, since Russia belongs to the “aging” nations.

The trend of increasing employment of pensioners is also typical for the EU and OECD countries. If in 2004 only 26% of those aged 60 to 65 worked, then in 2014 it was already 35.3%. In Russia, this figure is somewhat lower. In this age group, only 30% continued to work in 2013. This allows us to conclude that it is possible to increase the economic activity of pensioners.

In the military field

There are several groups of persons whose benefits are accrued in a special manner. Military pensioners, in addition to those who have served in the Armed Forces of the Russian Federation, also include border guards, firefighters, employees of the Ministry of Internal Affairs and the Department of Internal Affairs. Since October 2016, another increase in their benefits is planned. The number of military pensioners in Russia is, according to the Ministry of Defense, 1.1 million people. The average allowance for this category of people is about 20 thousand rubles.

Funding issues

The number of pensioners in Russia is increasing every year. Consequently, the burden on citizens of working age is also constantly increasing. An acute shortage of budgetary funds leads to the fact that some experts offer such a radical solution as the abolition of pensions for people who continue to work. However, so far this project concerns only those persons whose income exceeds one million dollars. Another solution would be to raise the age of disability. To date, there are no restrictions on the payment of pensions to workers.

2019 marks a new stage pension reform in Russia, the retirement age has been raised (up to 60 and 65 years for women and men), new rules have been introduced for calculating pensions, and the amount of pension payments has been indexed. Any reforms excite a huge number of Russians, part of the inhabitants of Russia, but the pension reform will affect almost the entire population, let's see what awaits pensioners and those who have yet to retire, what to prepare for, what to pay attention to.

Back in 2013, the President signed a law that approved a special system of guaranteed pension savings, but this law is only a small part of a whole package of government initiatives on pension reform. Delving deeper into the law, it becomes clear that a two-tier system of guaranteeing the rights of insured citizens is being formed in the Russian Federation. In other words, the system consists of two components - this is a mandatory pension provision + voluntary pension savings. How can these voluntary pension savings be formed? It was planned that the following sources would be involved for these purposes: various non-state pension funds and contributions from the state Pension Fund. However, the Government decided to “freeze” the funded part of the pension in order to transfer it to the pay-as-you-go system until 2021. In practice, it looks like this: the majority of Russian citizens in the Pension Fund "laid" the funded part of the pension, on which interest was accrued, and since 2014 this mechanism has ceased to function.

The very concept of “labor pension” is gradually “erased” and remains in the past, and today instead of this term “insurance pension” is used, and the amount of old-age insurance pension depends on how many points the pensioner “earned” during his seniority. Each year these pension points will be adjusted for inflation.

Another important point pension reform can be called the inclusion in the insurance period of the period of caring for a child only up to 1.5 years, but in the amount of not more than 6 years in total, if a woman had several children.

How will the pension reform affect working pensioners?

Since 1998, there has been no legislative framework, which establishes restrictions on the receipt of pensions for those pensioners who continue to work after stepping over the retirement age and having retired. But the government considered that these “relaxations” lead to inefficient spending of the Pension Fund and additional spending from the federal budget.

Since 2015, the government has decided to impose certain restrictions on working citizens who receive insurance pension old age, plus change the algorithm of the point system (which for many remained incomprehensible anyway).

When a pensioner who works does not form the funded part of the future pension, then during the recalculation he will be able to receive the maximum number of points no more than 3.
In the case of the formation of the funded part of the pension, when recalculated, the number of points will be no more than 1.875.

At a press conference at the Russian Investment Forum in Sochi in February 2019, the head of the Russian Pension Fund (PFR), Anton Drozdov, told reporters that, according to his data, more than half of Russians (56%) show a high level of pension literacy, but young people (under 40 years old) ) shows an extremely low understanding of the principles and mechanisms for calculating pension points.

Slightly more than half of Russians (56%) show a high level of pension literacy. This was announced by the head of the Pension Fund of Russia (PFR) Anton Drozdov at the Russian Investment Forum in Sochi. Therefore, the head of the PFR proposes to introduce into the school course the study of aspects of the pension system in Russia: “We would like to see an element of pension insurance introduced in all educational programs so that it is more clearly explained, this will increase interest in this product, and young people who go to work will immediately ask the right questions.”

What are "pension points" and how does it work?

Since 2015, the reform of the Russian pension system has introduced an old-age insurance pension, which is formed using points (individual pension coefficients) that are accrued to a future pensioner for each year of his (official) work activity. The calculation of the number of pension points for the year is based on insurance premiums that the employer officially pays for his employee for compulsory pension insurance.

The pension point evaluates each calendar year of a citizen's labor activity, taking into account the annual deductions of insurance premiums to the Pension Fund of the Russian Federation. The annual pension coefficient is equal to the ratio of the amount of insurance premiums paid by the employer for the formation of the insurance part of the pension at the rate of 16%, to the amount of insurance premiums from the maximum contributory wage paid by the employer at the rate of 16%, multiplied by 10.

The number of points per year is limited. So, for example, at the very beginning of the reform that introduced points, the maximum value of points in 2015 when directing insurance premiums only for the formation of an insurance pension was 7.39.

Non-insurance periods are also involved in the calculation and formation of a future pension, that is, the time when a person was not forced to work - for each such non-insurance year, a certain number of pension points are accrued:

the period of military service on conscription - 1.8 points;
periods of care of one of the parents for children until they reach the age of one and a half years, but not more than 6 years in total: for the first child - 1.8 points, for the second - 3.6, for the third or fourth - 5.4;
the period of care provided by an able-bodied citizen for a disabled person of group I, a disabled child or a person who has reached the age of 80 years - 1.8 points;
the period of residence of the spouses of military servicemen under contract, together with their spouses, in areas where they could not work due to the lack of employment opportunities, but not more than 5 years in total - 1.8 points;
the period of residence abroad of the spouses of diplomats, consuls, employees of representative offices of the executive bodies of the Russian Federation, employees of trade missions and state institutions of the Russian Federation located abroad, and employees of some international organizations (the list of which is approved by the government of the Russian Federation), but not more than 5 years in total - 1 .8 points.

If a citizen worked with the deduction of insurance premiums in one of these periods, then when assigning him an old-age insurance pension, he will have the right to choose which points to use when calculating it: for the period of work, or for the non-insurance period.

Important! Any non-working citizen can voluntarily pay insurance premiums for himself in Pension Fund, or any other person (not necessarily a relative or spouse) can pay such contributions for him. Such a norm was introduced by the pension reform so that citizens who do not have official employment, but who have in cash could secure the right to an old-age insurance pension. However, you can "buy in addition" only half of the insurance period required for the appointment of an old-age insurance pension.

The main disadvantages of the pension reform in 2019:

Raising the retirement age to 60 for women and 65 for men.
The most complex formula for calculating a pension, almost incomprehensible even to early stages to the simple layman.
Freezing the funded part of the pension.

In general, pension reform in Russia is met with negative assessments in society, people do not fully understand the meanings and goals of reforming the pension system, and the increase in the retirement age is also causing dissatisfaction, although this is a global practice. One can note the unsatisfactory work of the press service and the leadership of the PFR in the payment of explaining to the population the principles and goals of pension reform.

Summing up, it can be noted that the pension system is being reformed not from a good life, but for a number of reasons, this is the demographic failure of the 90s, this is the growth in the ratio of the number of workers (and those who contribute pension contributions) to the number of pensioners. The essence of the pension reform today is that in order to receive a decent pension, you will have to work for a long time and with high official pension contributions. If, when applying for a job, you are offered a salary in an envelope, or a part-time job (to avoid taxes and pension contributions in full), you should find a more honest employer. Only a white salary, and you need to check whether your employer makes contributions to the pension fund regularly! To do this, you can use your personal account on the official website of the PFR, or your personal account on the website of the State Services.

The size minimum pension usually interested in pensioners receiving a social pension, which is noticeably lower than the insurance one. Let's take a look at the factors that affect minimum pension.

The influence of the type of old-age pension on its size

Today in Russia there are 2 main laws in connection with which old-age pensions are assigned:

"On insurance pensions" dated December 28, 2013 No. 400-FZ;
“On State Pension Provision in the Russian Federation” dated December 15, 2001 No. 166-FZ.

According to the first law, the appointment of an old-age pension depends on the future pensioner having a minimum number of years of insurance experience and on the formation of the required pension coefficient. The size of the pension is determined in a rather complicated way, taking into account not only the amount actually paid by the pensioner for labor activity insurance premiums, the amount of his insurance period, a shift in the appointment of a pension towards a higher age, but also the possibility of receiving fixed supplements, as well as an assessment of the impact of indexation both on the pension itself and on the amount of fixed supplements. The future pensioner earns such a pension himself, and the legislation does not limit its final size.

According to the second law, a pension, which is an analogue of an old-age insurance pension, is assigned to disabled persons and is called a social pension. In connection with old age, the right to receive it can be used by those people who have not earned the length of service necessary for the appointment of an insurance pension.

In comparison with the insurance social pension, there are a number of conditions that significantly reduce the profitability of its appointment:

The age of recognition of a person as disabled is 5 years later than the retirement age for insurance pension.
Only persons who permanently (at least 15 years) lived in Russia before her appointment and continue to live here can receive it.
It cannot be received by working pensioners.
The size of the pension is small and, despite the mandatory annual indexation, on average remains lower than the amount of the insurance pension.

Therefore, considering the question of minimum old age pension, one should, first of all, keep in mind the social pension assigned to disabled persons.

The amount of the social old-age pension

The amount of the social old-age pension is expressly indicated in subpara. 1 p. 1 art. 18 of the Law of the Russian Federation of December 15, 2001 No. 166-FZ: this is 3,626.71 rubles. However, it is indexed annually, taking into account the average increase in the subsistence minimum for pensioners in Russia (Article 25 of the Law of the Russian Federation of December 15, 2001 No. 166-FZ). The value of this coefficient is established by the Government of the Russian Federation. In addition, the size of the social pension depends on the regional coefficient applied in the territory of residence of the pensioner (clause 2, article 18 of the law of the Russian Federation of December 15, 2001 No. 166-FZ).

The value of the subsistence minimum for pensioners is set by each of the Russian regions independently. Therefore, it can differ significantly from the national average (and not only down). Accordingly, it is possible that the size of the social pension and a number of insurance pensions in the region will be less than not only the average for the Russian Federation, but also the regional minimum.

For such situations, paragraph 1 of Art. 12.1 of the Law "On State Social Assistance" dated July 17, 1999 No. 178-FZ provides for the mandatory social supplement to pension. Its purpose is to bring minimum pension to the regional subsistence level.

This surcharge can consist of 2 parts:

federal, additionally paid at the expense of the PFR within the average level of the subsistence minimum for pensioners established for the Russian Federation, up to the level established for the region (clause 4, article 12.1 of the law of July 17, 1999 No. 178-FZ);
regional, paid extra at the expense of the region's budget, if the subsistence minimum for the region exceeds the minimum established for the Russian Federation (clause 5, article 12.1 of the law of July 17, 1999 No. 178-FZ).

By how much will the pension be increased in 2016?

Minimum size pensions in 2016 will be indexed again from April. True, not in proportion to the increase in the subsistence minimum, but with a smaller coefficient - 1.04 (clause 1, article 4 of the law “On the suspension of certain provisions of legislative acts of the Russian Federation, amendments to certain legislative acts of the Russian Federation and the features of increasing the insurance pension , a fixed payment to an insurance pension and social pensions” dated December 29, 2015 No. 385-FZ).

Since the increase in the subsistence minimum will be more significant, it is very likely that the number of persons who will have grounds for receiving social supplements will increase. Including non-working recipients of the insurance pension, the indexation of which in February 2016 also took place with a reduced coefficient of 1.04 (paragraphs 1-3 of article 5 of the law of December 29, 2015 No. 385-FZ).

The amount of pension payments, with which the subsistence minimum is compared, consists of:

pensions of a non-working pensioner;
additional regular payments for social security and social services;
other regular social supplements available in the constituent entity of the Russian Federation.

Thus, in order to determine what is the minimum pension a person can apply in 2016, he needs to compare the total amount of payments he receives in connection with a pension with 2 values of the subsistence minimum for pensioners for 2016: established for the region of his residence and calculated for the Russian Federation. If he sees grounds for increasing such a payment, he needs to apply to the regional branch of the PFR with a request containing a request to bring the amount of his pension to minimum pension.

Living wage by regions of Russia

The values of the subsistence minimum both in the regions and in Russia are approved before the start of the year for which they are set (clauses 3-4 of article 4 of the law “On the subsistence minimum in the Russian Federation” of October 24, 1997 No. 134-FZ).

In the Russian Federation, the living wage for pensioners for 2016 is 8,803 rubles. (clause 6, article 8 of the law “On the federal budget for 2016” dated December 14, 2015 No. 359-FZ). And its values set for 2016 for the regions can be seen on the PFR website. The table of these values contains a reference not only to the numbers of laws that approved the subsistence minimum for a certain region, but also an indication of which budget will be used to make a social supplement to the pension, thanks to which its size will become appropriate minimum pension.

Results

Regardless of which law the old-age pension is calculated under, if its value is less than the pensioner's subsistence minimum established for the region of his residence, then the non-working pensioner has the right to receive a social supplement that will make his pension corresponding minimum pension by region.

In the Russian pension system in 2016, a number of events and changes will take place that will affect all participants in the mandatory pension insurance system: both current and future pensioners, as well as Russian employers.

Increasing pensions and social benefits

In 2016, insurance pensions and state pensions will be indexed. pension provision.

An important innovation is that from 2016 insurance pensions will be indexed only for non-working pensioners. Their insurance pensions, as well as a fixed payment to it, from February 1, 2016 will be increased by 4%.

The amount of the fixed payment after indexation will be 4,558.93 rubles per month, the cost of a pension point is 74.27 rubles (in 2015 - 71.41 rubles). The average annual insurance old-age pension in 2016 will be 13,132 rubles.

From April 1, 2016, state pensions, including social ones, will be increased by 4% for all pensioners, regardless of the fact of work. As a result, in 2016 the average annual social pension will be 8,562 rubles.

The second indexation of pensions is planned in the second half of 2016, the decision on which will be made in mid-2016 based on the financial capabilities of the state.

In February 2016, monthly payments will be increased by 7%. cash payment(EDV) - the most massive social payment carried out by the FIU. Simultaneously with the indexation of the UDV, the cost of a set of social services will also increase, which federal beneficiaries can receive both in kind and in cash.

At the same time, as before, in 2016 there will be no pensioners in Russia whose monthly income is below the subsistence level of a pensioner in the region of residence. Everyone non-working pensioners a social supplement to the pension will be made up to the level of the subsistence minimum for a pensioner in the region of residence.

Appointment of pensions

In accordance with the pension formula, which has been in force in Russia since 2015, in order to qualify for an insurance pension in 2016, you must have at least 7 years of service and 9 pension points.

The maximum number of pension points that can be earned in 2016 is 7.83.

The expected period of payment of the pension when calculating the funded pension in 2016 is 234 months.

Every citizen can apply for any type of pension without leaving home - citizens can apply for a pension through the Personal Account of the insured person on the PFR website.

Payment of an insurance pension to working pensioners

From 2016, working pensioners will receive an insurance pension and a fixed payment to it, excluding planned indexations. This provision of the law applies only to recipients of insurance pensions and does not apply to recipients of state pensions, including social pensions.

Indexation of insurance pensions in February 2016 will only apply to pensioners who did not work as of September 30, 2015.

If a pensioner belongs to the category of the self-employed population, such a pensioner will be considered employed if he was registered with the FIU as an insurer as of December 31, 2015.

If a pensioner ceased employment between October 1, 2015 and March 31, 2016, he may notify the Pension Fund. Apply to FIU statement possible until May 31, 2016. After considering the application to the pensioner, the payment of the insurance pension will begin next month, taking into account indexation.

If the pensioner then returns to work, the amount of his insurance pension will not be reduced.

If the pensioner stopped working after March 31, 2016, there is no need to apply to the Pension Fund. The fact is that starting from the second quarter of 2016, monthly simplified reporting will be introduced for employers and the fact that a pensioner is working will be automatically determined by the Pension Fund.

In August 2016, pensioners who worked in 2015 will receive an increase in insurance pensions (non-claimed recalculation) based on the pension points accrued in 2015, but in monetary terms not more than three pension points.

Moratorium on the formation of pension savings

It was decided to legally extend the moratorium on the formation of pension savings for 2016. This is not a "freeze of pensions" and even more so not a "withdrawal of pension savings." The moratorium on the formation of pension savings means that the 6% that could go to the funded pension will be directed to the formation of an insurance pension. Thus, in any case, all insurance premiums paid by the employer for a citizen will participate in the formation of a pension. At the same time, the indexation of the insurance pension in recent years is higher than the average return on investing pension savings.

Maternal capital

A key innovation in the management of maternity capital funds will be the possibility of directing its funds to purchase goods and pay for services for social adaptation and integration of children with disabilities into society.

The PFR will begin accepting applications with supporting documents from certificate holders after the Government of the Russian Federation approves the relevant list of goods and services, as well as the rules for channeling maternity capital funds for their purchase.

The maternity capital program has been extended for two years. Now, in order to qualify for maternity capital, it is necessary that the child who entitles the certificate be born or adopted before December 31, 2018. At the same time, as before, the very receipt of a certificate and the disposal of its funds are not limited by time.

In 2016, the Pension Fund continues to accept applications from certificate holders for a lump sum payment of 20,000 rubles. Families residing in the territory of the Russian Federation who have received or will receive the right to a maternity certificate as of December 31, 2015 and have not used the entire amount of maternity capital in full can apply.

To obtain lump sum payment An application to the FIU must be submitted no later than March 31, 2016. The family can use the money received for daily needs.

In 2016, the amount of maternity capital remains at the level of 2015 - 453,026 rubles.

Insurance premiums and reporting

The insurance premium rate for compulsory pension insurance in 2016 remains at the level of 22%. The marginal wage fund, from which insurance premiums are paid to the mandatory pension insurance system, was indexed in 2016 and amounts to 796 thousand rubles (plus 10% in excess of this amount).

At the same time, the additional rate of insurance premiums for employers with jobs in hazardous and hazardous industries (if the employer does not conduct a special assessment of working conditions) in 2016 is 9% according to List No. 1, according to List No. 2 and "small lists » - 6%. If the employer has conducted a special assessment of working conditions, based on its results, a class of working conditions at workplaces and the amount of additional tariffs for insurance premiums are established.

Preferential rates of insurance premiums remain for many categories of insurers, including payers of insurance premiums who have received the status of a participant in the free economic zone on the territory of Crimea and Sevastopol, the status of a resident of the territories of advanced socio-economic development, the status of a resident of the free port of Vladivostok and others.

As in 2015, if the number of employees exceeds 25 people, reporting must be submitted electronically with a digital signature. The last dates for reporting in paper form in 2016 are February 15, May 16, August 15, November 15, and for filing reports in electronic form - February 20, May 20, August 22, November 21.

It is planned that from the II quarter of 2016, additional monthly simplified reporting will be introduced for employers. Its purpose is to determine whether the pensioner is working. This information will save the pensioner from going to the Pension Fund and applying for the resumption of indexation of the insurance pension. In the first quarter of 2016, the Pension Fund will inform employers in more detail about the specifics of this reporting.

The minimum wage in 2016 is 6,204 rubles. As a result, for the self-employed population who does not make payments to individuals, the fixed payment is 19,356.48 plus 1% of the amount over 300 thousand rubles, but not more than 154,851.84 rubles.

In addition, since January 2016, the budget classification codes have changed for the payment of insurance premiums by payers from among the self-employed population, for penalties and interest - for all categories of payers.

You can learn more about all the changes in terms of paying insurance premiums and reporting on the website of the Pension Fund of the Russian Federation in the "Insurants" section.

As the retirement age approaches, citizens begin to wonder what minimum pension they are expected upon termination of employment with the employer, how to calculate its size and what are the nuances that must be taken into account when applying for it. Consider a number of innovations in the calculation of pension benefits in 2016.

Minimum old age benefit.

The legislation of the Russian Federation does not establish the concept of " pension minimum", but government officials at the highest level declare that payments should be no less than the subsistence minimum. The subsistence minimum is a rather loose concept, since each region can set its own size taking into account various factors: the inflation rate, the economic situation. Based on this, the regions independently can determine the lower limit of payments based on the subsistence minimum determined in the region.If we take the regions of Russia, the average for Russia was 8026 rubles, the highest size of the regional minimum pension in Moscow, since March 2016, it amounted to 14,550 rubles.

True, these rules apply to pensioners whose registration in the capital is more than 10 years. At the same time, those pensioners who, after the February 5% allowance minimum pension amount less, there is a surcharge. A similar system works in other regions, but it’s different everywhere, some regions cannot find ways to maintain high levels of additional payments, so it’s best to find out more precisely what the minimum pension will be at the local branch social protection, whose staff will help you calculate your pension, taking into account all local conditions and specific situations.

There are three types of insurance pension accruals:

upon reaching retirement age (for men it is 60 years for women 55);
disability: an allowance is assigned regardless of age;
survivors: this benefit is paid to minors and full-time students up to age 23.

Should be considered! If there is a right to several types of payments, then their values \u200b\u200bare not summed up, and payment is made only one at a time, depending on the choice of a citizen.

From 01/01/2017, the law regarding the state. and municipal employees: their retirement age will grow by six months for each subsequent year upon reaching the age of 65 for men and 60 for women. Minimum experience will also grow for each year by half a year and by 2026 will be 20 years. The government is considering a law on equalizing the age of pensioners-officials for men and women.

To calculate the insurance monthly payment minimum pension a number of conditions are required:

earned pension points must be 9 years or more;
total insurance experience of at least 7 years.

The legislation has also changed the way of determining the length of service for receiving an insurance pension, annually the length of service will increase by six months, and the number of points will be equal to 2.4. For example, seven years of accumulated work experience are enough for those retiring in 2016, and in order to receive a guaranteed benefit in 2026, they will need to earn seniority at least 15 years old and at least 31 pension points.

Should be considered! The number of points directly depends on the official employment and the "white" salary: the higher the "white" salary, the more points will be accumulated.

Calculate the approximate amount of the insurance payment minimum pension can be multiplied by the value of one point by the number of accumulated pension points plus a fixed payment. This payment at the beginning of 2016 is 4560 rubles. The cost of one point is 47 rubles. 28 kop. The fixed payout and the value of one point are indexed.

Insurance will be calculated a little differently. minimum pension by disability. Its payment will depend on the designated group and type of payment, here the minimum allowance is one and a half to three times higher than the social welfare established in the region. pensions. It is better to clarify the exact values \u200b\u200bin the regional FIU. And, here the funded part of the disability benefit depends on the length of service and savings from salary deductions, taking into account a number of certain features. Calculation of the amount minimum pension the same as for the working population. The amount of pension points is multiplied by the value of one point plus the fixed payment of the regional allowance. The value of the pension point and the fixed payment is indexed. As of February 1, 2016, the regional allowance is 4560 rubles. the cost of a pension point is 74 rubles. 28 kop.

The minimum pension in Russia in the regions.

Pension payment with an increased fixed additional payment is assigned:

on disability of the 1st group;
upon reaching the age of 80 years;
employees of the Far North and equivalent regions.

It's important to know! The longer the term for an employee's application for payment of the minimum pension, the higher the output payout. For example, if a pensioner applies 5 years after retirement age, the fixed fee will increase to 38%. Indexation of pensions is carried out only for non-working pensioners.