Types of payments. One-time payment of pension savings

One-time payment of funds pension savings – this is a one-time payment of all pension savings of the insured person, recorded in the pension account of the insured person’s funded pension on the day from which this payment is assigned.

The following are entitled to receive a lump sum payment of pension savings:

1) persons receiving insurance pension disability or survivor's insurance pension or receiving a state pension pension, who, upon reaching the generally established retirement age(men - 60 years old, women - 55 years old) did not acquire the right to establish an old-age insurance pension due to the lack of necessary insurance period and (or) the value of the individual pension coefficient.
2) persons whose funded pension, if assigned, would be 5 percent or less in relation to the amount of the old-age insurance pension, taking into account the fixed payment to the old-age insurance pension, increases in the fixed payment to the insurance pension and the amount of the funded pension, calculated for date of assignment of a funded pension - when the right to establish an old-age insurance pension arises (including early).

A one-time payment is not made to persons who previously received a funded pension.

Insured persons who have exercised the right to receive pension savings in the form of a lump sum payment have the right to apply again for a lump sum payment no earlier than 5 years from the date of the previous application for payment of pension savings in the form of a lump sum payment.

Urgent pension payment– this is a monthly cash payment for a period specified by the insured person, which cannot be less than 10 years (120 months), when the right to establish an old-age insurance pension arises (including early).

The following are entitled to receive an urgent payment:

persons who have formed pension savings through additional insurance contributions for a funded pension, employer contributions, contributions for co-financing the formation of pension savings, income from their investment, funds (part of the funds) of maternal (family) capital aimed at forming a funded pension, income from their investment , when the right to establish an old-age insurance pension arises (including early).

The size of the urgent pension payment is determined by the formula: SPV = PN / T, where

SPV - the amount of urgent pension payment;

PN - the amount of pension savings formed from additional insurance contributions for a funded pension, employer contributions, contributions for co-financing the formation of pension savings, income from their investment, funds (part of the funds) of maternity (family) capital aimed at the formation of a funded pension, income from their investment recorded in the pension account of the insured person’s funded pension as of the day from which he is assigned a fixed-term pension payment;

T - the number of months of the period for payment of an urgent pension payment, indicated in the application of the insured person for the appointment of an urgent pension payment, which cannot be less than 120 months (10 years).

The insured person has the right, at his choice, to receive the specified funds in the form of an urgent pension payment, payable for at least 120 months (10 years) from the date of its appointment or in the form of a lifelong pension payments as part of a funded pension

Funded pension- This is a monthly cash payment for life.

Size funded pension is determined by dividing the amount of pension savings accounted for in the pension account of the insured person as of the day from which the funded pension is assigned by the number of months of the expected period of payment of the funded old-age pension, i.e. according to the formula: NP = PN / T, where

NP - the amount of funded pension;

PN - the amount of the pension savings of the insured person recorded in the pension account of the insured person's funded pension, as of the day from which he is assigned a funded pension.

If an urgent pension payment is established for an insured person, the pension savings funds on the basis of which the amount of this payment is calculated are not taken into account as part of the pension savings funds on the basis of which the amount of the funded pension for this insured person is determined;

T - the number of months of the expected period of payment of a funded pension.

In 2015, the expected period for payment of a funded old-age pension is 19 years (228 months). From January 1, 2016, the duration of the expected period of payment of a funded pension is determined annually by federal law on the basis of official statistical data on life expectancy.

A funded pension is assigned to insured persons entitled to an old-age insurance pension (including early) if there are pension savings accounted for in the pension account of the insured person's funded pension, if the amount of the funded pension is more than 5 percent in relation to the amount of the insurance pension for old age, including taking into account the fixed payment to the old-age insurance pension, and the amount of the funded pension calculated as of the day the funded pension was assigned.

The funded pension is established and paid regardless of the receipt of another pension and monthly lifelong allowance provided for by law Russian Federation.

Payments of funded pensions apply to citizens entitled to receive a funded old-age pension from January 1, 2002.

The choice of the type of pension payment is determined by the insured person when submitting an application for payment from pension savings. Types of payments can be combined if all conditions specified by law are met.

Thus, insured persons forming a funded pension, when the right to assign an old-age insurance pension arises, can, at their choice, receive the above funds of pension savings:

- either in the form of a lump sum payment;
- or in the form of a pension payment:
- a) funded pension;
- b) urgent pension payment;
- c) funded pension + fixed-term pension payment.

The size of pension payments is subject to adjustment once a year no later than August 1 at the expense of received pension savings (if there are receipts) and/or income from investment (if income is received).

Payments made to pensioners from pension savings are not subject to personal income tax (NDFL).

In the event of the death of an insured person who has pension savings, the pension savings are paid to the legal successors of the deceased insured person.

A legal successor is a person to whom pension savings are paid in the event of the death of the insured person before the appointment of payment to him from the pension savings funds. Legal successors are individuals either appointed by the insured person or legal successors.

TO designated successors include persons specified in the contract on compulsory pension insurance concluded by the fund and the insured person, or in the application for the distribution of pension savings.

The insured person can appoint legal successors at any time an unlimited number of times by submitting an application “On the distribution of SPT”. The application will be valid from the latest date of submission.

TO legal successors include relatives of the deceased insured person, to whom payment of pension savings is made regardless of age and state of working capacity in the following sequence:

first of all - children, including adopted children, spouse and parents (adoptive parents) - these are legal successors according to the law of the first priority;
in the second place - brothers, sisters, grandfathers, grandmothers and grandchildren - these are legal successors according to the law of the second stage.

Payment of pension savings to relatives of a deceased insured person of the same priority is carried out in equal shares. Relatives of the second priority have the right to receive pension savings accounted for in the pension account of the accumulative pension of the deceased insured person only in the absence of relatives of the first priority.

If the insured person does not have relatives, pension savings are taken into account as part of the insurer's reserve for compulsory pension insurance. In this case, the funded pension account is closed.

Conditions for payment to successors of the pension savings of the deceased insured person:

In the event of the death of the insured person BEFORE the appointment of payments to him at the expense of the SPT, all pension savings accounted for in the pension account of the insured person's accumulative pension are subject to a one-time payment to legal successors;

funded pension at the expense of SPN, the payment of pension savings to legal successors, at the expense of which its amount is calculated, is not provided for by law;

In the event of the death of the insured person AFTER appointment to him urgent pension payment the balance of pension savings not paid to the deceased insured person in the form of an urgent pension payment is subject to payment to legal successors;

The exception is the balance of funds (part of the funds) of maternal (family) capital aimed at forming a funded pension, and the result of their investment, not paid to the deceased insured person in the form of an urgent pension payment, which is subject to payment to other persons:

1) the father (adoptive parent) of a child, in connection with whose birth (adoption) the insured person has the right to additional measures of state support;
2) a child (children) who has not reached the age of majority, and (or) an adult child (children) studying full-time in an organization that carries out educational activities(except for organization additional education), until he completes such training, but no longer than until he reaches the age of 23 years;

In the event of the death of the insured person BEFORE the appointment of an urgent pension payment, the funds (part of the funds) of maternal (family) capital aimed at forming a funded pension, and the income from their investment, are subject to return to the federal budget.

Pension savings funds paid to the legal successors of a deceased insured person are not subject to personal income tax (NDFL).

Examples.

1. An example of calculating the size of a lump sum payment.

The pension account of the insured person reflects pension savings (PS) in the amount of 8,000 rubles. The old-age insurance pension (SP) of the insured person is set at 9,340 rubles per month.

Question: Can an insured person receive a lump sum payment of pension savings?

Calculation:

1. Determine the estimated size of the funded pension (CP):

NP = PN/T, where T is the expected period of payment of the funded pension, in 2015 it is 228 months (19 years)

NP = 8000/228 = 35.08 rub. per month

2. Determine the total amount of pension (P):

P = 9340.00 + 35.08 = 9375.08 rubles per month.

3. Determine the share (D) of the funded pension in the total pension amount:

D = NP/P*100

D = 35.08/9375.08*100= 0.4%

Answer: Since the estimated size of the funded pension was less than 5% in relation to the sum of the old-age insurance pension and the size of the funded pension, the insured person will be assigned a lump sum payment of pension savings.

2. An example of calculating the amount of an urgent pension payment.

Pension savings funds (PS) reflected in the pension account of the insured person on the date of filing the application for establishing payment amounted to 365,000 rubles, of which funds under the co-financing and maternity capital program (PS1) amounted to 283,000 rubles. The insured person has determined the payment period (T) to be 10 years (120 months). The old age insurance pension (SP) of the insured person is 12,780 rubles.

Question: What is the amount of urgent pension payment (SPV)?

Calculation:

In our example, the amount of the immediate pension payment is determined by the formula:

SPV=PN1/T, where T is the number of months of the term of payment of the urgent pension payment specified in the application of the insured person for the appointment of SPV

SPV=283000/120=2358.33 rub. per month within 10 years.

3. An example of calculating the size of a funded pension.

The pension savings (PS) funds reflected in the pension account of the insured person on the date of filing the application for establishing payment amounted to 365,000 rubles, of which funds under the co-financing and maternity capital program (PS1) amounted to 283,000 rubles. The old age insurance pension (SP) of the insured person is 12,780 rubles.

Question: How to determine the size of a funded pension (CP)?

Calculation:

1. It is necessary to check whether the insured person has the right to receive funds in the form of a funded pension (see the calculation procedure in the example of calculating a lump sum payment).

NP=365000/228=1600.88 rub. per month

P=12780+1600.88=14380.88 rub. per month

D=1600.88/14380.88*100=11.2%, which is more than the established limit of 5%, therefore the insured person has the right to a funded pension.

2. Payment of a funded pension can be made:

at the expense of all pension savings reflected in the pension account of the insured person (in our example, the total amount (TA) is 365,000 rubles), in this case NP = 365,000/228 = 1,600.88 rubles. per month;
at the expense of the employer’s mandatory insurance contributions (i.e., without taking into account funds from the co-financing and maternity capital program (PN1), which can be used for immediate pension payment), then, according to our example, NP=(PN-PN1)/T=82000 /228=359.65 rub. per month

In fact, you can receive your pension in a lump sum. What is needed for that?

Federal Law No. 167-FZ dated December 15, 2001 “On compulsory pension insurance in the Russian Federation” provides for the opportunity to receive a pension immediately, and not in parts (subclause 6, clause 1, article 9). Article 4 Federal Law dated November 30, 2011 No. 360-FZ “On the procedure for financing payments from pension savings” describes in detail the one-time payment of pension savings.

What is a lump sum payment of pension savings?

A one-time payment of pension savings is one of the types of compulsory insurance coverage, and its payment is one of the responsibilities of the insurer for pension insurance (Clause 2 of Article 13 of the said law). The procedure for making a lump sum payment is established by Government resolutions:

dated December 21, 2009 No. 1047 “On approval of the Rules for the one-time payment by the Pension Fund of the Russian Federation of pension savings to insured persons” - if the one-time payment is made by the Pension Fund of the Russian Federation;
dated December 21, 2009 No. 1048 “On approval of the Rules for a one-time payment by a non-state pension fund that carries out compulsory pension insurance of pension savings to insured persons” - respectively, if the one-time payment is made by a non-state pension fund.

What is the size of a lump sum payment of pension savings?

The amount of payment is determined based on the amount of pension savings accounted for on the day from which the corresponding type of payment is assigned (Article 3 of the Federal Law of November 30, 2011 No. 360-FZ “On the procedure for financing payments from pension savings”). At the same time, it cannot be less than the guaranteed amount calculated in accordance with the provisions of Federal Law dated December 28, 2013 No. 422-FZ “On guaranteeing the rights of insured persons in the compulsory pension insurance system of the Russian Federation...”.

The formula for calculating this guaranteed amount is truly mind-boggling. Those who do not feel they have mathematical talents can be advised to contact the Pension Fund branch with an application to provide information about this amount. Information must be provided within five days from the date of receipt of the request.

Who can receive a lump sum pension payment?

This issue is regulated by Federal Law No. 400-FZ dated December 28, 2013 “On Insurance Pensions”. In order to receive a lump sum pension, you must meet two conditions

Have the right to receive an insurance pension (Chapter 2 of the Law on Insurance Pensions).
Have funds for retirement savings.

Therefore, the following can receive a pension at a time:

recipients of a disability insurance pension or a survivor's insurance pension or those receiving a state pension pension who have not acquired the right to establish an old-age insurance pension due to the lack of the required insurance period and (or) the value of the individual pension coefficient;
persons whose funded pension, if assigned, would be 5% or less in relation to the amount of the old-age insurance pension, taking into account the fixed payment to the old-age insurance pension, increases in the fixed payment to the insurance pension and the amount of the funded pension calculated on the date of appointment funded pension - when the right to establish an old-age insurance pension arises (including early).

What documents are needed

The list of documents that must be attached to the application to the Pension Fund for a one-time payment of pension savings is determined by Decree of the Government of the Russian Federation of December 21, 2009 N 1047. The application form is contained in the Orders of the Ministry of Labor and social protection RF dated July 3, 2012 N 11n and N 12n.

An application for a lump sum payment is sent to the place where the pension is received (or to the territorial office of the Pension Fund of the Russian Federation, if at the time of filing the application he is not yet receiving a pension). The application must be accompanied by originals or notarized copies of:

passports;
documents confirming the existing insurance experience (for persons receiving an insurance pension for disability, or in the event of the loss of a breadwinner, or for state pension provision);
documents confirming the right to an old-age insurance pension (including early retirement) and necessary to determine its size (for other persons).

The deadline for making a decision on payment is one month from the date of receipt of the application and documents (for Pension Fund authorities). Payment is made no later than two months from the date of the decision to any convenient citizen.

A one-time payment may be refused if...

The citizen has already been provided with a monthly funded pension.

Insured persons, after receiving a lump sum payment, can apply for a second payment no earlier than five years from the date of the previous application (Article 4 of the Federal Law of November 30, 2011 N 360-FZ).

A copy of the refusal decision is sent to the insured person no later than five working days from the date of the decision. The decision can be appealed to a higher authority of the Pension Fund and (or) to court. If we are talking about refusal to pay NPF, then you need to go to court.

Many seniors want some extra boost to their retirement funds.

Such payments are not provided to all pensioners, and in order to receive them, a number of conditions must be met. However, at the moment there are a sufficient number of pensioners who can receive such payments, but, unfortunately, not everyone is aware of the existence of such payments.

To realize the possibility of receiving a one-time payment, you need to find out in more detail about the scope of its distribution, who is entitled to it, as well as its size and terms of provision.

One-time payment to pensioners

This payment is formed from part of the funded pension and is paid upon application in the amount of the full amount accumulated in the pension fund. This benefit is paid once every five years.

Who is entitled to a lump sum payment?

A lump sum pension payment can be received not all are pensioners . To find out whether you meet certain payment parameters, you must contact the district administration at your place of residence with all available documents that, in your opinion, may confirm your right to receive this type of payment.

It often happens that if you do not fall under this specific lump sum payment to pensioners, then due to some documented circumstances, you fall under other payments.

However, the legislation of the country at the federal level clearly defines the categories of persons who can qualify for a one-time benefit to pensioners.

Pensioners who have part of their own pension funds in an accumulative pension fund account. It follows from this that not everyone has the opportunity to receive such a payment, but men born before 1953 and women born before 1957, since only they have at their disposal the accumulated part of the pension. In addition, the accumulative part of the pension is available to those individuals who have contributed part of it to the maternity capital fund or are participants in a program created by government agencies in the field of pension funds;
Pensioners who have reached retirement age are entitled to receive the above-mentioned pension supplements. cash payments both upon reaching a certain age and ahead of schedule (loss of a breadwinner, disability, as well as other cases). It should be taken into account that in the Russian Federation the population receives pensions starting from 55 and 60 years of age, women and men respectively;
Pensioners who have insured part of their pension funds in a state or non-state pension fund. In accordance with this, to receive a one-time additional payment, you must directly contact the place where the insurance took place;
Pensioners whose part of the pension in the form of savings is equal to five percent of the total pension amount, accrued in accordance with work experience.

To receive this payment, you must first submit an application drawn up in the prescribed form, attaching to it a package of documents necessary for this process. It is recommended to have duplicates of documents certified by the signature of an employee of a notary office.

How to receive a lump sum payment?

First stage– submitting an application to the pension fund that is involved in the formation of your pension. You can find out about this from local authorities in the accounting department. You also need to know that there are non-state (private or commercial) and state-type funds.
Second phase- writing an application in the established form, which can be download below or in samples at the pension fund office. Once the application is submitted, it is subject to review, which usually takes about one month.
Third stage– receiving a satisfactory or no response to your application in writing. In case of refusal to pay a lump sum pension benefit, you should be sent a response along with the reason for the refusal in the form of a link to the relevant legislation of the country.

It should be taken into account that a pensioner has the right to claim such a payment only once every five years. Thus, if, for example, a pensioner received a lump sum payment in 2005, then the next time an application for such a payment can be submitted only in 2010.

When will I be able to receive the money?

Once the application for payment has been reviewed, funds should be credited to your personal pension fund account. Usually they can be received along with the rest of the pension, that is, on the day established for this.

The total period within which funds can be received is after the application is written, it is about a month and a half.

Lump sum payment amount

The amount of the one-time payment directly depends on the part of the pension that has accumulated in the pension fund account. Accordingly, the higher the amount, the larger size lump sum payment.

Therefore, after you start receiving a pension, you should not immediately run to receive payments, since the part of the funded pension will be small, and this will also reduce the size of the lump sum payment to pensioners.

One-time payment to pensioners of the Ministry of Internal Affairs

A one-time payment is provided to both retirees and current employees of the Ministry of Internal Affairs. In addition to the basic pension, pensioners of the Ministry of Internal Affairs are entitled to some allowances in the form Money, for example, for work experience in the ministry of more than twenty-five years, or of any other nature established by the state.

List of required documents

Receiving a one-time payment will not be difficult, since it requires a minimum package of documents from the applicant, which usually includes:

Identity document (passport), or another document replacing it, signed by a notary;
Certificate insurance fund;
Application in writing, the form of which can be downloaded below or found directly at the pension fund branch and other self-government bodies

It is very important that the secretary signs the acceptance of the application on this document in your presence.

One-time payment to pensioners: who provides?

This type of payment is fully regulated by state legislation, namely the special law of the Russian Federation “On the procedure for financing from the pension fund” of 2011.

Types of pension payments

In addition to the payment described above, there are also two more types of pension payments.

So, there are three types of pension payments:

One-time payments, which are formed from the funded part of the pension and are paid upon request once every five years. In this case, the full part of the savings is paid in one sum. (Which was written about above)
Urgent pension payments. They can be paid only if a ten-year pension period is reached and are available only to those persons who at one time participated in the state program for financing the pension fund, invested in their own pension savings fund, and also allocated part of their maternity capital to the pension fund in the future.
Funded pension - monthly payments to pensioners, which are carried out for life upon reaching the retirement age established by the state. These pensions depend on length of service, age and other factors. All kinds of supplements to pensions are possible by decision of the state. For example, for a pensioner reaching the age of seventy-five.

What are pension savings funds (PSF)?

Pension savings funds are part of the money that was deposited during life into a pension accumulation fund in the form of various insurance contributions at work, participation in government programs. type and so on.

Who has SPN

Pension funds are available to the following persons:

Faces, men and women, born after 1953 and 1957 respectively;
Having money in the form of a pension that was previously insured in a public or private institution;
Population who took part in the programs created by the state to finance the pension fund or which allocated part of the funds from maternity capital to these needs.

Main innovations in the field of SPT payments

The most important recent innovation is that pensioners’ beneficiaries can receive additional payments from funds in the form of pension savings in several cases:

Firstly, upon the death of the owner of pension savings in the case of a power of attorney for one of his successors. In this case, a one-time payment is made to the person in whose name the application is written;
Secondly, upon provision of a complete package of documents to receive the above-described payment by proxy during the life of the owner of the pension savings funds, however, due to the impossibility of personally applying for additional payment.

Also, starting from 2014, every employer is obliged to allocate part of the insurance premiums paid by employees to the formation of the funded part of the pension.

Dmitry Balandin

Any citizen going on a well-deserved rest has the legal right to pension provision. Often the amount of pension payments is found to be insufficient for the normal existence of a pensioner without the help of children and continued labor activity. Therefore, the government imposes on itself the promise of a one-time payment of pension savings in addition to basic income at the expense of the size of pension payments.

What is this payment?

If a citizen has accumulated a cumulative pension share by the end of his employment, he can present his rights to a one-time return of these funds.

In order to receive a one-time payment of pension savings, you must submit a specific application to the specialized organization to which your funds were transferred. Certain categories of pensioners can receive a one-time bonus every five years. In addition, the payment includes:

insurance payment funds transferred by an employed person throughout the entire activity in accordance with the requirements of compulsory pension insurance for savings part pensions of the insured person;
for persons who participate in the plan for municipal joint financing of pensions - calculation of insurance payments additionally paid towards the funded part of the labor pension; the amount of payments from organizers participating in the co-financing program;
profit from investing the above funds.

Who is entitled to a lump sum payment from the funded part of the pension?

Explains how to obtain reform and a number of regulations. In addition, the Pension Fund regularly gives official explanations on its official website and in the media. Categories of persons who have the right to receive a one-time payment of pension savings:

Citizens of retirement age who do not have the minimum length of service required to accrue old-age insurance benefits.
Persons who have not yet applied for a pension. The accumulated funds of such categories of citizens were not integrated into the total amount. In this case, to receive a one-time subsidy, it is necessary that the share of the accumulated portion of the maximum possible payment amount, which is paid every month, is no more than 5%. In the event that a funded pension was previously established, a person is not able to apply for a subsidy.
Citizens who are seeking pension payments for a problem related to the loss of a family breadwinner, and persons who receive a pension under the disability category.
Citizens who do not have the right to receive a monthly pension due to lack of seniority, but who fall under the municipal provision of vulnerable groups of the population in the form of a social pension.

New in legislation on pension savings payments

Currently, the government is developing a project, according to which any individual has the opportunity not only to receive monthly pension payments from pension savings made earlier, but also to count on a one-time social security benefit. allowance. In addition, every elderly person is given the opportunity to receive emergency pension payments of social assistance, organized through voluntary insurance payments.

The possibilities for transferring the rights to receive social assistance to legal successors have also become wider. A couple of years ago, a legal representative could receive social assistance only if the insured citizen died before he was awarded a pension. In accordance with the adopted law, if after the death of the insured person a part of the emergency pension payment remains unpaid, the successors have every chance to claim it. The innovations concerned a number of problems of succession of social assistance accumulated at the expense of maternity capital.

Types of pension payments

The Russian Federation notes: every citizen, in addition to unlimited payments of pension funds, can hope for one-time payments to people of retirement age. Pension payments are of the following types:

Emergency pension payment.
One-time payment of pension savings.
Public support accrued as retirement age approaches.
Payment of funds from the insured pensioner to his representatives.

Transfer of payments by branches

What needs to be done so that a lump sum payment (all pension savings funds) from the funded part is paid? To begin with, of course, make a list of the necessary certificates. This list includes the following documents:

copies of the main pages of the document that identifies the applicant;
SNILS;
confirmation of compulsory insurance of the pensioner;
paper that will provide information about why and in what amount pension funds are paid;
bank account to which payments will be made;
power of attorney, if the application comes from a third party;
if the application comes from a third party, a photocopy of his passport will also be required.

The list of documents for receiving a one-time payment of pension savings may be supplemented with other certificates at the request of the Pension Fund. A branch employee will inform you about the need to provide additional papers.

Contact the Pension Fund

A one-time payment is made. There are cases when the client cannot visit directly the nearest branch of the pension organization at the specified time. It is possible to send your appeal or application to the organization via mail or online resources. In this case, it will be necessary to send the application form itself and photocopies of the above basic certificates, having them certified in advance by a notary. In the event that a citizen cannot appear at the fund due to the fact that present moment is abroad, this package of documents can be sent through the Embassy of the Russian Federation in the host country. In addition, a legal representative has the right to submit papers for a one-time payment to people of retirement age, if he has a notarized power of attorney for similar transactions.

It is worth noting that due to the death of the owner of pension savings, they pass to the nearest successor. The leading condition: the latter must have a power of attorney for savings certified by a notary, signed during his lifetime by the pensioner himself.

Payment rules and application submission

The rules for a lump sum payment by the pension fund are established by it. The right to a one-time payment to people of retirement age must be completed according to the official form, which an employee of the organization will help with. By contacting the PF employee for whom you are registered, carefully, without rushing, and clearly fill out the standard application form for a refund. A package of documents should also be attached to the paper.

As a rule, within the first 24 hours after an application, employees of the pension department must check the client’s data for authenticity. In accordance with the verification, a final decision will be made on consent or refusal to transfer a pension supplement for the client.

Have you received your certificates back?

The return of documents accepted from a client by a pension fund occurs in several cases:

if the provided package of documents is missing several copies;
if the information provided by the client does not correspond to the organization’s database;
in the event that a statement received from a citizen cannot be read due to the sloppiness of the written text.

How long will it take to wait for a decision?

As life practice shows, in case of a positive decision, a response from the pension fund will follow within 20-25 days from the day the papers were submitted. A lump sum pension payment from savings can be received only once in a five-year period.

What kind of premium should I expect?

To accurately determine this amount, it is necessary to make a calculation. The amount depends on the amount of pension savings that are in a personal bank account at the time of age. For example, for citizens born before 1970, pension savings were formed over three years - from 2003 to 2006; the amount of payments will vary in the amount of 5-10 thousand rubles.

Positive aspects of pension payments

There are several criteria that determine the benefits of lump sum pension payments. Firstly, these payments authorize a reduction in pressure on the country’s state budget. Secondly, such benefits also affect pensioners who are still carrying out their work activities to this day. And thirdly, payments are available to absolutely all residents of retirement age in the Russian Federation. This aspect will be especially important for those elderly people who receive minimum pension payments.

One-time payment

ONE TIME PAYMENT

(lump sum) 1. A sum of money paid at once rather than in installments. 2. An insurance benefit, such as money paid upon retirement, or upon layoffs, or to beneficiaries upon the death of the insured. Long service pensions may consist of a lump sum plus a reduced pension. 3. Form of monetary compensation for damages; compensation in the form of a lump-sum award is made in cases of civil violations.

Finance. Dictionary. 2nd ed. - M.: "INFRA-M", Publishing House "Ves Mir". Brian Butler, Brian Johnson, Graham Sidwell and others. General editor: Ph.D. Osadchaya I.M.. 2000 .

One-time payment

A sum of money paid at once rather than in installments.

Terminological dictionary of banking and financial terms. 2011 .

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one-time incentive payment- A one-time (one-time) bonus, regardless of the sources of its payment, remuneration based on the results of work for the year, annual remuneration for length of service (work experience), monetary compensation for unused vacation, the cost of payments issued ... ... Technical Translator's Guide

PAYMENT, ONE TIME INCENTIVE- a one-time (one-time) bonus regardless of the sources of its payment, remuneration based on the results of work for the year, annual remuneration for length of service (work experience), monetary compensation for unused vacation, the cost of payments issued ... ... Great Accounting Dictionary

Pension savings- 2. For the purposes of this Federal Law, pension savings are understood as: 1) pension savings funds formed in favor of insured persons for whom the Pension Fund of the Russian Federation or non-state pension... ... Official terminology

Pension Fund- (Pension fund) Pension Fund(English Pension fund) is a fund designed to pay pensions. A pension fund is an organization that pays old-age or disability pensions. Contents >>>> Pension Fund (English... ... Investor Encyclopedia

LICENSING FEE- (licen e payment) monetary remuneration paid by the licensor to the licensee for the transfer of rights to industrial property. The main forms of L.p.: payment of a lump sum payment, when a pre-calculated amount is paid... ... Foreign economic explanatory dictionary

Interest rates on deposits- – interest paid by banks to customers for the use of money placed in a deposit account. A bank is an organization whose main income consists of the difference between the price of attracting and placing financial resources. At the same time, the price of money... Banking Encyclopedia