Changes in pensions per year for employees. Latest news and changes in the legislation of the Russian Federation regarding the provision of benefits to working pensioners

The number of elderly Russians who work in retirement, despite all the efforts of the authorities, is not at all decreasing. People often start working in an informal way, so as not to end up in the status of working pensioners, whom the state deprives of the usual indexation of pensions.

Accordingly, on the agenda of working pensioners is the issue related to the possibility of returning full-fledged indexation of pensions, which is carried out on an annual basis. People are again and again interested in this, since there is a lot of data in the information space that the authorities can return the indexation of pensions to working pensioners.

However, if we ignore the rumors and rely solely on reality, it becomes clear that in 2019, working pensioners do not need to rely on indexation of their pension payments. The authorities of the country came to the conclusion that there are no corresponding resources in the budget. This conclusion was made despite the fact that the federal budget was approved with a surplus.

Thus, we can state that indexation will not be returned to working pensioners this year. But along with this this question remains open. Indeed, earlier the government promised to return to its consideration in the event that the economic situation in Russia changes for the better.

In the meantime, working pensioners in 2019 will have the opportunity to experience a small increase in pensions as a result of the August recalculation. It will take place on August 1 and is unlikely to please this category of pensioners too much, since in maximum terms their pensions will not increase by more than 250 rubles.

Indexation of pensions for working pensioners from January 1, 2019 - Social protection and benefits

In the coming year, residents of the Russian Federation who receive pensions and continue to earn official employment will be recalculated. It has already become known who will be affected and how the indexation of pensions for working pensioners will take place. The government has taken care of the future, budgeting enough for this year to start this program as early as August 2018.

The situation with reindexing: what's new to hear

Although the machine is running, in this period, only those pensioners who no longer work received an allowance in connection with the recalculation. For working people of advanced age, this privilege was abolished in 2016. But the sensational reform and the growing discontent among the people led to the fact that President Putin promised to resume indexing for this category from 2019 (previously, according to the plan, it was from 2020). True, we are only talking about the recalculation of payments, taking into account the accumulated pension points.
That is, the more a pensioner works this year, the more points he accumulates and can count on a larger bonus next year.

You can't get your hopes up here, because we're talking about pennies. A maximum of 3 points can be accumulated per year, which in terms of 244 rubles. That is how much, according to the deputies, it is possible to add to the pension of a person working to this day, after all, he can provide himself with additional income.

Meanwhile, representatives of the opposition Just Russia party have already made a proposal, along with the return of indexation, to return to pensioners the money they lost with its cancellation, from 2016 to this day. Allegedly, there are enough funds in the budget for this, the same oil is sold at prices that are 70% higher than those included in it.

How long do you have to wait and how to get a new pension?

Now about 14,000,000 pensioners are employed in the Russian Federation, who are already waiting for reindexation. So far, it shines only in the order of dismissal, moreover, it is interesting that a person can quit, receive a reindexed pension and try to get a job again, the amount of payment will not change from this. After all, indexing is performed automatically after the data about the employee ceases to arrive in Pension Fund.

Pensioners against discrimination

We remind you that since 2017, indexation for officially employed older people has been canceled. The authorities considered it necessary to save money, since this category of the population still demonstrates active labor skills. Whereas working pensioners do this not because of an excess of energy, but because they need to feed their families. Therefore, such a position of politicians looks discriminatory.
The Medvedev government this year reassured pensioners: as soon as a person leaves, he receives all the lost funds during reindexation after.

For example, for the period while the pensioner was working, the pension was recalculated and raised by 15% - this difference will be added to him immediately after he refuses to work.

Although the "freezing" of funds allows the budget to save about 200 million rubles a year
.
And what’s more: in 2019, payments to working pensioners will still be raised by 245 rubles on average. No more discrimination, right?

Why is the government not going forward?

Recalculation for workers and those receiving old-age benefits at the same time is not assigned. Not that politicians did it on purpose: they have their own reasons for freezing the level of pension accrual. Speaking in open mode, the Minister of Finance of the Russian Federation A. Siluanov noted the inexpediency of changing the current program for the following reasons:

The level of wages, including those received by working older people, is constantly growing, and it is growing faster than the level of pensions. For example, in the first half of 2018, salaries increased by 9%, while pensions were indexed by 3-4%;
If a pensioner decides to quit, he receives a recalculation of the pension in the next month according to the current level. For some who are now receiving payments at the level of 2016, a sudden indexation will add up to 15-18% to them, which is not bad;
Work for older people is a way to hold positions in society. A working person has other privileges, and a working pensioner has more of them (take, for example, tax holidays and other benefits).

According to Siluanov, in such a situation, pensioners do not need to complain, because without indexation they are in a better position.

What will happen in August 2019

For this period, it is planned to recalculate payments to officially employed elderly people. They will receive an increase in the amount of accumulated insurance premiums for the previous period (year 2018). Earned pension points (IPC) are automatically taken into account, while their number should not exceed 3. If there are more, they are transferred to 2020 and so on. The value of each point will be the same as it was at the time of retirement. What do we get by using 3 IPC in terms of rubles? 244r 47 kopecks - this is the maximum amount of pension increase for those receiving it, but still working citizens. This is where all promotions end.

That is, in fact, no indexation in 2019?

It seems that the authorities have no intention of resuming real indexation before 2020, and there are no guarantees that it will be resumed from this period as well. So politicians are trying to discreetly reduce the number of working pensioners by giving places to young people? Perhaps this is also a method of combating unemployment, albeit a passive one. Only it has a downside: older people, trying to maintain an indexed pension, are looking for a way to work in the shadows, receiving a salary in an envelope and not registering it (read - without paying taxes). So what does the state really win?

The reality of the abolition of pensions for working pensioners

This question has also been raised many times, and the accepted pension reform I just warmed up the oil in a frying pan. Nevertheless, at the next meeting, the Deputy Head of the Ministry of Labor and social protection A. Pudov took the side of working older people, saying that even close similar situation not considered. Despite the attack on the part of the Chairman of the State Duma V. Volodin in terms of the fact that too little money has been allocated for pension reform, the payment of pensions to state employees is generally questionable. It is “good” in this regard that the reform was adopted in a timely manner, therefore, there is no longer any question of any deficit. Although the problems of the Pension Fund remained big.

There will be no cancellation of pensions! Including for working pensioners. This decision cannot be made, as it would be contrary to Article 39 of the Constitution of the Russian Federation.

At the same time, officials are excellent at talking about this. Not so long ago, in 2016, financiers already made a proposal to limit the right to receive payments to those “freeloaders of the state” who still work and receive more than 500,000 rubles a year. They also wanted to cancel the fixed supplement to the insurance pension if the pensioner receives 2.5 or more subsistence minimums at work. And although the bill was submitted, it was not even discussed.

For non-working pensioners: indexation remains

Those who live only on state payments, apart from some one-time income from transactions, are entitled to a recalculation of their pension in 2019. The basis for this will be inflation, its level for the previous year, which will exceed 4% according to analysts' forecasts. The increase must exceed its level. On average, the amount of benefits for going to rest in old age will increase by a thousand rubles - this is conditional, in fact the growth rate of payments will be 7.05 percent.

For example, a person receives 15,000 rubles of pension, in 2019 he will be paid 16,050 rubles conditionally. In a year, the income of a pensioner on average in Russia will increase by about 12,000, and this can be regarded as the appearance of a "thirteenth" pension. True, not everyone will be able to feel it on their own pocket, because the prices for utility bills, goods, and food will also increase.

Other pension-related news in 2019

As before, disputes around the main “retirement” sensation of this year do not fade away. Namely: raising the retirement age for men to 65 and for women to 60. True, not immediately, but gradually, each year raising the bar by a year and a half. The population, of course, is against such a reform, but with the receipt of clarifications from Putin, more and more people understand that such a move is inevitable. In Europe, where, by the way, reindexing is almost never practiced, many states have long begun to send their citizens to retire from the age of 65. This is the basis not only for the degree of solvency of the pension system, but also for a successful career, maintaining the youth of the population. For example, in the same Germany, try to tell a person who is 60 that he has already "outlived his life" and it's time to live out a century in retirement - you will be considered a boor!

AT 2019 There will also be something positive in economic terms for the elderly. Namely: it is planned to raise the size of the pension by about 30%. Sounds great until you get the hang of it, because a rise in income is directly linked to rising prices with inflation. It has been growing so rapidly lately that by the end of the period even a thirty percent increase may not be enough.
In the project of individual politicians, it is possible to control the pension account of each working citizen. That is, everyone will be able to choose the amount of pension contributions, which is also a practice borrowed from Europe. But such a law has not yet been adopted, and it is unlikely that it will be adopted in 2019. So we can conclude that next year hardly promises a lot of new things for pensioners in a positive way.

conclusions

No matter how much one would like to comfort citizens of respectable age, there is no real reindexation for those of them who continue to work and receive income in 2019. The procedure for calculating pensions will remain. Here are also three key points to pay attention to:

The pension reform will come into force, and the retirement age will begin to rise by 1-2 years every year;
There will be an increase in pensions by 30% due to inflation;
They will carry out a small reindexation of pensions for working pensioners, which will amount to 245 rubles on average.

Otherwise, the amount of pension points for working pensioners will remain at the level of 2016. Salaries will rise by an order of magnitude higher than pensions. Whether it is worth retiring now or squeezing a little more strength out of the body, feeding the family in employment - it is up to everyone to decide for themselves. The problem is that not everyone can find the strength in themselves, and then also find a free paid place. And this problem primarily lies on the shoulders of the government.

In 2016, legislators took the initiative to abolish pension payments to working pensioners. By 2017, this initiative was not accepted, however, working citizens retirement age Increasingly, the question is whether they will be able to receive their earned pension and continue to work, or will they have to choose one thing? We will try to answer this question in this article.

What benefits do retirees get by continuing to work?

Undoubtedly, it cannot be said that all working pensioners have chosen this path solely because of the lack of money. Everyone has their own reasons: for someone it is a calling; for someone - a duty; for someone - an opportunity to help future generations (scientists, teachers, researchers, inventors). In addition to moral satisfaction, this category of pensioners also receives a number of additional material benefits. They are:

receive the prescribed old-age insurance pension;
receive wages, which in most cases are several times higher than pension payments;
continue to form a pension through contributions to the PFR and an increase in the individual pension coefficient;
receive bonus points for additional experience, which are much higher than usual.

Cons of the new pension system for working pensioners

By continuing to work, a citizen receives a serious increase in pension, in most cases several times higher than the accrued pension. But since January 1, 2016, all employed citizens of retirement age have lost the opportunity to index their pensions.

For example, a capable pensioner decides to extend his employment for another 5 years. During this time, the state will index pension payments by at least 4% per year. On average, a citizen will lose about 20% of the pension increase. Of course, he will then be recalculated and compensated, an increase in the pension and bonus points accumulated during this time. But in the end, they will not be able to fully compensate for the lost profit.

Help! The ban on indexation is set for a period until 2019. Depending on the new economic situation, the indexation of pensions of working pensioners can be restored. Until 2016, there was no such thing as the abolition of indexation, and everyone, without exception, received annual compensation from the state.

Will pensions be canceled for employed pensioners?

In 2015, the first proposals appeared to abolish the payment of pensions to working pensioners. Of course, among the authorities, opinions are divided: some believe that payments simply need to be stopped, so that the state can save these funds and reduce the budget deficit; others are strongly opposed to such an initiative; still others propose to make these payments partially, leaving pensioners with only a fixed payment, and freezing the insurance part.

Attention! According to Olga Golodets, there will be no cardinal changes in the conditions for paying pensions in the near future. The reason for this is the upcoming elections in the government. If global reforms take place, then only after receiving the powers new government in 2018. According to Russian Prime Minister Dmitry Medvedev, the issue of abolishing pension payments to working pensioners remains open, and there is constant debate on this matter.

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Changes since January 1, 2017

There are a number of important changes that have taken place since the beginning of 2017:

Increasing the minimum number and required for the appointment .

1st of February- by the amount of inflation of the previous year;
April 1- depending on the growth rate of the subsistence minimum over the past year.

Recall that in 2016, para. 4 articles 25 of the law "On State Pension Provision in the Russian Federation", part 21 of article 15 and part 6 of article 16 of the law "About insurance pensions", in connection with which insurance and state pensions were indexed by only 4% with significantly higher inflation in 2015 - 12.9%.

Unlike the previous 2016, from the new 2017 the members of the Government have repeatedly promised to restore the legal order of indexation and carry it out in full, as required by law, in the amount.

“We have decided that in 2017 pensions will be indexed in full.”

Prime Minister D.A. Medvedev

Thus, the necessary funds are already being included in the draft budget to increase pension provision, which testifies to the serious intentions of the state in this direction.

Pension increase in 2017 for old-age pensioners

Labor (after the pension reform insurance) pensions are increased by indexation (SIPC) and (PV) - the components of the insurance pension after the pension reform in 2015. After the increase on February 1, 2016, these parameters were set at the following values:

the cost of a pension point is 74.27 rubles;
the amount of the fixed payment is 4558.93 rubles.

The Ministry of Finance and the Ministry of Economic Development predicted an inflation rate of 5.8%, in which case indexation coefficient would be 1.058. However, the published data of the Federal State Statistics Service indicates the consumer price index for 2016 in the amount of 5.4%. In this regard, Maxim Topilin (Minister of Labor and Social Protection) stated that the coefficient of indexation of insurance pensions and social payments in February 2017 will be 1.054 (with SIPK = 78.28 rubles, FV = 4805.11 rubles). However, in federal law on the budget of the Pension Fund of the Russian Federation, it is noted that on April 1, 2017, the cost of a pension point will be set at 78 rubles 58 kopecks, in connection with which it must pass second indexation of insurance pensions, which in total will be 5.8%, resulting in On April 1, the insurance pension was additionally increased by 0.38%.

Table of indexation of insurance pensions by years

Year	Previous year's inflation rate	Indexing percentage	Indexing coefficient
2011	8,8%	8,8%	1,088
2012	6,1%	10,65%	1,1065
2013	6,6%	10,12%	1,1012
2014	6,5%	8,31%	1,0831
2015	11,4%	11,4%	1,114
2016	12,9%	4%	1,04
2017	5,4%	5,8%	1,058

SIPC 2017 = 78.28 × 1.058 = 78.58 rubles;
FV 2017 = 4805.11 × 1 = 4805.11 rubles.

On April 1, only the cost of the pension point increased, the amount of the fixed payment remained without changes.

Indexation of pensions for working pensioners

As one of the anti-crisis measures, a decision was made to raise pensions for working citizens in connection with the annual increase in their number. According to Rosstat for 2016, the share of working citizens amounted to 36% of the total number of pensioners.

It is believed that the material security of pensioners who continue to work is higher than those who do not work, since in addition to pensions they have additional financial income in the form of wages.

Thus, the law dated December 29, 2015 No. 385-FZ came into force, which, from 2016, pensions of working recipients until they leave labor activity. After the dismissal, they will be returned to the usual indexation procedure, taking into account all the increases that took place during the implementation of the work.

For working pensioners from January 1, 2017 this restriction will not be lifted and in February their pension was increased will not.
Moreover, as Maxim Topilin (Minister of Labor from Social Security) stated, in the draft law on the federal budget not provided return indexing up until 2019, as otherwise it may lead to significant additional costs that the State cannot afford at the moment.

The adopted restrictions do not apply to pensions (including social pensions), regardless of whether the pensioner works or not.

Indexation of social pension provision April 1

Social pensions are not calculated according to a formula, but are set in a fixed amount, unlike insurance pensions, and depend on the category of the recipient. They should, depending on the change in the level of the subsistence level of the pensioner. Over the past 8 years, one can observe fluctuations in the level of indexation of pension provision, both up and down.

Year	Indexing level
2010	12,51%
2011	10,27%
2012	14,1%
2013	1,81%
2014	17,1%
2015	10,3%
2016	4%
2017	1,5%

The head of the Pension Fund of the Russian Federation, Anton Drozdov, said earlier that indexation of social pensions in 2017 2.6% is envisaged - this is the level predicted by the Ministry of Economic Development. However, on March 16, Dmitry Medvedev signed, according to which social pensions will be increased only 1.5%, which represents the increase in the PMF in 2016 relative to 2015. In accordance with this, it is possible to calculate the indexed amount of pension provision for each category of recipients.

Recipient categories	Until April 1, 2017, rub.	After April 1, 2017, rub.
citizens aged 60 and 65 years (women and men); persons from among the small peoples of the North, aged 50 and 55 years (women and men); disabled people of the 2nd group (with the exception of disabled people from childhood); children left without one parent who have not reached the age of 18, and for full-time students - 23 years	4959,85	5034,25
disabled people of the 1st group; disabled people of the 2nd group since childhood; children under 18 years of age or in full-time education - up to 23 years old, left without both parents, and children of a deceased single mother	11903,51	12082,06
disabled children; disabled people of the 1st group since childhood	9919,73	10068,53
disabled people of the 3rd group	4215,90	4279,14

The pension system is the most relevant, burning and controversial topic over the past few years. Throughout its history, Russia has already experienced several pension reforms, which are getting tougher and tougher every year.

Until now, we can observe an acute shortage of funding for this system, which affects the amount of payments to people who have retired. Therefore, the government wants to introduce another cardinal decision - to cancel pensions for working pensioners already in 2017.

Characteristics of the pension system of the Russian Federation

The current pension system is going through hard times. Comparing deductions from wages, the Pension Fund of Russia is obliged to pay decent material support to persons who have lost their ability to work.

Starting from January 2002, the pension system, within which it was supposed to “move away” from the principles of distribution to methods of accumulation. Now all pensions can be conditionally divided into two categories: state and labor.

Labor pension involves the accumulation of funds throughout the working life. Every Russian has a special insurance accumulative individual account.

The state pension It was created so that citizens who, for some reason, could not participate in the funded process, received payments after they lost their ability to work. This is such a category of citizens as the disabled and the military.

The law on the abolition of pensions for working pensioners

At social security there are enough difficulties, they can also be attributed to the lack of funding for payments and timely indexation of pensions, which are required to ensure the life of citizens of the Russian Federation. The reason for this was the widespread use of "gray" wages, as well as the low level of employment of the population.

At the moment, the state is trying to find ways to optimize the pension system and find a single solution that will help save on social benefits. More than once they tried, as well as to cancel additional support for working persons.

The Ministry of Labor of Russia has repeatedly discussed the idea of suspending pension payments to people who have retired but continue to work.

Starting in 2015, with the support of the Ministry of Economic Development and the Ministry of Finance, officials undertook to create an appropriate bill.

It is planned to monitor the size of payments of labor income of citizens who have reached retirement age through amendments to the legislation regarding the reporting of employers to the Pension Fund.

It may happen that the data will be transferred to the PF not every quarter, as it happens now, but monthly. Naturally, such an approach will have a negative impact on the work of organizations and individual entrepreneurs, because the load with such reporting will increase significantly.

But these forced measures will allow you to monitor income in order to understand when to suspend the payment of pensions. However, if it is found that the number of pensioners whose incomes exceed the allowed limit is not so large, the new rules for reporting to the Pension Fund will affect all business entities, while the costs of implementing this project will increase.

Pension benefits for working pensioners

Currently, there are no restrictions on the payment of pensions. Each participant in the process receives them, even those who are still working. Such citizens also have the right to count on an annual pension supplement, which is obtained from employers' contributions, while all their pension accruals are preserved.

Of course, if informal employment is practiced, no indexation is required for such an employee. In the near future, it is planned to recalculate (automatic) payments for working pensioners, taking into account the years of work experience. This increase is purely individual and depends on the performance of a single person.

The future of pensions

The difficult economic situation in the country, the required optimization of budgetary funds, as well as the growth in the number of disabled citizens obliges the government to look for unpopular methods to solve problems with social benefits.

Most likely, in 2017 they will stop paying pensions to people who are already in retirement. Such innovations are expected to affect those people whose annual income exceeds more than 1 million rubles. I would like to note that this is a rather small category of citizens, so the main category of citizens can breathe easy - the bill will not affect them.

According to preliminary data, the pension for working pensioners will be canceled for 220 thousand people, with a total of about 40 million people of retirement age. This is slightly less than 1%.

In addition, the country's leadership has repeatedly returned to the issue of raising the retirement age. At the moment, men go on a well-deserved rest at 60, and women at 55. So far, this idea has not found zealous support, but legislators do not miss the opportunity to constantly return to it.

Whether the planned measures will be productive, and how long they will last, we will be able to find out after a while. The only thing I would like to talk about is the moral responsibility of those employers who do not pay insurance premiums in full.

Because of this, most workers are deprived of the opportunity to receive decent pension payments in the future.

Video

Changes in pensions for working pensioners in 2020 are a long-awaited event, because you can stop going to work every day and devote more time to your favorite hobby, loved ones and just relax.

In European countries, older people actively travel and engage in self-development. However, in our country, older people postpone their vacation for more late deadline or continue to work.

The reason lies in the small pension payments, which are barely enough for the bare necessities.

The concept of pension payments

Today in Russia there are many social benefits from the State.

Pension benefits are paid to a person upon reaching a certain age (men - 60 years, women - 55), regardless of whether the person continues to work or not.

Pension payments are made up of the amounts deducted to the Pension Fund throughout the person's labor activity.

If the pensioner continues to work, then he is not paid the social part of the pension, but only the funded one.

Latest news about pension payments in 2020

The government continues to "please" pensioners with new reforms.

For working pensioners, the indexation of pensions and the recalculation of pension benefits were frozen, so they did not receive this compensation.

If a pensioner stops working, then his pension benefit will be indexed, taking into account the period when the recalculation was not made.

Will pension benefits for working pensioners be canceled from January 1, 2020?

Over the past few years, the country has been disturbed by news that the government intends to abolish pension payments for working pensioners. In order to save budgetary funds, a proposal was considered to abolish the pension benefit for working older people.

Representatives of the Ministry of Finance confirmed this information, but clarified that the adjustments made will affect the category of older people whose annual income is more than a million rubles.

Later, amendments were made to the effect that changes in the payment of pension benefits will affect citizens whose official annual income is 1.2 million rubles.

In its latest clarification, the FIU said that there will be no cancellation of pensions for working older people, and their pensions, as before, will be recalculated on August 1, 2020.

The payment of a fixed part of pensions for working pensioners who are affected by these changes will be resumed in the following cases:

The pensioner will stop working;
The level of annual income of a working pensioner will be reduced to the specified bar.

The changes introduced will not affect those older people who are employed informally. Pension payments will be made to them in full.

Will working retirees have benefits?

Labor veterans still have a 50% discount on housing and communal services, benefits for dental treatment, and the purchase of railway tickets;
Labor veterans living in Moscow can count on free sanatorium treatment;
An employed Veteran of Labor can count on a vacation of 30 days.

Video: The Big Lie of Pension Reform: Why Raise the Retirement Age?

Is there an increase in pension payments for working pensioners?

Following the sad news about the abolition of pension benefits for some categories of citizens, there were also rumors about an upcoming increase for working pensioners.

The government approved a resolution to increase the amount of payment for each working pensioner on an individual basis. The gain factor is calculated as follows:

The age of the pensioner;
salary level;

If a person stops working as soon as possible, then the accumulated insurance premiums will be divided into a smaller number of years. This will increase the amount of the pension benefit.

Every year, in August, there is an increase in the cost of a pension point for working pensioners, but no more than three points.

The price of one point is 87.24 rubles. Thus, a working pensioner can count on an increase in payment by 261.72 rubles in 2019. Working pensioners who receive a salary of more than 30,000 can count on an increased increase.

On the official website of the PFR, you can use the online calculator to calculate your pension.

What can retirees look forward to in 2020?

The next innovations affected the pension system. The calculation of pension payments for people leaving for a well-deserved rest is now made according to a formula consisting of the salary level, the total number of years of service and the number of points earned.

People who postpone retirement will receive additional retirement points.

It also continues to stimulate the duration of labor activity among citizens who have reached retirement age:

If a seniority is 35 years for men and 30 for women, then they expect an increase in pension payments;
With an experience of 40 years for men, and 35 for women, an increase in payment is also due.

Such innovations will increase the pension benefit by 500-600 rubles.

Is the retirement age expected to be raised?

In 2019, the government launched a pension reform that initiated a gradual increase in the retirement age.

Despite the numerous protests that swept across Russia, the President approved the main provisions of the new reform, so we can only see what it will bring, including to working pensioners.

There is hope that the upcoming elections will force officials to reconsider their attitude towards the elderly, because they are the main part of the voters.

Video: A new pension reform begins in Russia. Who needs it?