Investing in gems. Investing in Gemstones: Pros and Cons Where to Sell Gems

"A girl's best friend is diamonds" - "Diamonds Are a Girl's Best Friend" was how Marilyn Monroe sang in the 1953 film of the same name with the musical. But here, like all other gems, not at all the most Good friends. Although for whom it’s like ... In the world, in general, they firmly occupy the fifth line, and in North America and Australia - in third place.

The status of “eternal values” has firmly entrenched behind precious stones: the world can collapse, money can depreciate, and diamonds will rise in price. In the mind of the layman, with a head full of jewelry advertising, gems are actually a synonym for guaranteed profitability. But a closer look at this tool reveals that they fight back extremely slowly - for decades. Therefore, the vast majority of investors-speculators will not be interested.

In fact, everything is much more complicated: different gems - different price dynamics. And even more difficult: in the same size, different characteristics of a diamond - different price dynamics.

Among cut diamonds of all quality characteristics within the same size, on average, cut diamonds weighing 3.00-3.99 carats are characterized by the largest price increase: 17% (for the entire array of stones) and 19% (for all stones, except for I2-I3). However, stones of other sizes lagged behind 3-carat ones a little: their price growth was 14-16% and 16-19%, respectively…etc. etc. Every year is a mass of figures for analysis. Again we come to the conclusion that the most important thing in investing is to become a professional, first of all.

But besides diamonds, there are other gems . On popular colored gemstones, starting 1960 , under the condition of the best quality of stones, it was observed next change in prices:
— Pigeon blood ruby, 1 to 10 carats . The pigeon blood ruby is the most expensive of the colored gemstones. The price of a ruby has increased by 7 times - this is a lot if you remember about the order of ruby prices. The cost of a ruby depends more on the origin of the stone and the ways of its delivery, and less on the quality of the stone.
— Star ruby with pronounced asterism and good color, from 1 to 10 carats . The popularity of this type of ruby is growing every year, especially in the United States. The cost of a star ruby has increased 14 times, and now it is only slightly inferior to a simple ruby. The range of market prices is very large.
— Emerald bright green "grassy", from 1 to 10 carats . Although the popularity of the bright green emerald is declining somewhat, the demand for emerald remains ubiquitous. The cost of a bright green emerald has increased 6 times.
— Sapphire bright blue "cornflower blue", from 1 to 10 carats . The cost of bright blue sapphire has increased by almost 45 times! The range of prices for bright blue sapphire is also large, and depends on the region of extraction and intermediary sellers.
— star sapphire good color with clearly defined asterism, from 1 to 10 carats. The popularity of star sapphire is also steadily growing, with the cost increased by 20 times. Also observed large spread star sapphire prices.
— Alexandrite with a good color reverse, from 3 to 10 carats. The cost of alexandrite has increased 25 times. It should be noted a very large range of prices for alexandrite.
— Tourmaline green (verdelite), from 5 to 15 carats. The popularity of green tourmaline is growing, the leader in price growth, has risen in price by 67 times! at the same time, the situation on the market is unstable - there is a large variation in prices for green tourmaline, approximately 10 times.
— Tourmaline red (rubelite), from 5 to 15 carats. Tourmaline red has also risen in price significantly - 30 times, the price range is huge.
— Demantoid, from 1 to 10 carats. Demantoid from year to year becomes more and more attractive to buyers due to its brilliant brilliance, as well as the discovery of new rich African deposits. The cost of the demantoid has increased by 20 times.
— Opal noble, from 1 to 10 carats. Opal noble has risen in price by 14 times.
— Topaz, 5 to 15 carats. Topaz is notable for its dramatic increase in popularity around the world. Topaz has risen in price by 20 times. The spread of prices for topaz is practically not observed.
— Aquamarine blue, from 3 to 15 carats. There has been a decline in popularity for aquamarine blue, but now demand is stable. The cost of aquamarine blue has increased 6 times.
— Tsavorite, from 1 to 10 carats. In terms of purity and color, tsavorite competes well with emerald, but is inferior to it in hardness. Great growth in popularity for tsavorite in the last two decades. The price of tsavorite has increased by about 20 times, has a large market price range again due to the growing popularity of tsavorite among many dealers.

It is very important to remember: For example, in Russia, investing in cut diamonds is more like playing roulette. There is no secondary diamond market in Russia. Trade in certified diamonds between individuals is not provided, this is a violation of Russian law. For a private trader, the only legal option for selling a stone is a pawnshop or a jewelry store, there are no other ways. Well, a pawnshop is a direct path to losses - they will give you only half the cost of a diamond, at best. In a commission, you determine the price yourself, the whole question is when you receive the money. Your stone may be bought tomorrow, in a year, or they may not be bought at all. Shops do not even buy stones sold from them, and diamond auctions in which private traders could participate are not held in Russia. So because of the problems with the sale, all profitability forecasts become meaningless, because even if prices rise, it is possible that in the end you will sell the stone for less than you bought it. You can try to sell diamonds in Europe and the USA, there are no legal restrictions on buying and selling diamonds, but how to find a buyer… I will publish open and legal sources to find contacts. Yes, and do not forget: a stone without a certificate will be bought from you at a significant discount. The more globally quoted certificate you provide, the less reason the buyer will have to drop the price.

The cost of which is tied to .

Some features of investing in jewelry:
1. The history of precious stones goes back hundreds of years. At the same time, despite the new technologies in the processing of stones, high-quality stones have not undergone fashion trends.
2. Gemstones are not suitable for short investment periods. If we are talking about income, then we should be patient for decades.
3. Precious stones, in addition to their investment value, also have very attractive aesthetic merits. Moreover, they can be used without harm to them, unlike things such as furs, furniture, cars. Stones can be worn in jewelry. The main thing is to properly care for them.
4. Quality gemstones are timeless. Gemstones are small in size, so they are easy to move, store and display.
5. You should not save on the examination of stones, check their authenticity, quality, in order to find out their real value. The gemstone can also be packaged in a so-called security pak - packaging with tamper-evident protection.
6. Precious stones are an illiquid investment instrument. This means that you should take care of the sales channels in advance. The easiest way to find clients for stones or jewelry is those who work professionally with them: jewelers, suppliers, gemologists.
7. Each of the precious stones has its own price growth dynamics. Before buying gemstones, it is always necessary to familiarize yourself with the state of affairs in the market. It is important to note that you cannot find official world statistics, as in the diamond market. There is no monopoly on colored gemstones, because the demands are as multifaceted as the stones themselves.

Based on materials: prostobank.ua, diamanters.ru, gems.com.ua and others.

Good luck with our investment!

It is believed that this type of investment is most often chosen by conservative people who do not chase quick money, but are able to think a few steps ahead.

Indeed, investments will pay off far from immediately, and it will not always be possible to earn a lot, there are a couple of reasons for this. The situation in the Russian market still leaves much to be desired, so you need to invest your capital in diamonds only if everything is carefully thought out.

According to current legislation, only unjustified jewelry with certificates is allowed to be sold. No certificates are needed to purchase jewelry. The most profitable investments with a high level of reliability are large-sized diamonds.

A little about the features of such investments

The value of gemstones depends on their size and cut. For some of them they ask for about a couple of million rubles, and this is not the limit. To estimate the approximate cost of a stone, they are guided by the following criteria:

Colour;
number of carats;
purity;
cut.

In terms of investment, diamonds of 10 carats and above will be the most profitable. But a simple worker is unlikely to be able to acquire such a stone, so it can be said with confidence that investing in precious stones is an expensive pleasure and a very large capital is required to start.

Companies sell large diamonds to their VIP clients, who are ready to invest millions of dollars in them. A simple investor can easily buy a one-carat stone, this is an affordable investment that requires relatively little Money.

As for the place of purchase, it is best to purchase diamonds directly from cutters or from specialized companies that mine them. It is advisable that an experienced jeweler evaluate it before that, since a simple person will not be able to give a correct assessment of a precious stone.

Investment options

There are several ways to invest in jewelry:

purchase certified stones (diamonds, rubies, emeralds, etc.);
purchase Jewelry with precious stones;
buy securities whose value is pegged to the price of precious stones.

The easiest way to buy is gems, their cost over the course of a pair may not change slightly, but smoothly, which will save your nerves. Rubies or emeralds are certainly good, but the “investment stone” should be rarer and cost from 3 thousand dollars.

Sapphires, tsavorites, demantoids - their price for last years grew almost 20 times. You can store them for decades without fear of inflation or crisis. Them appearance also does not deteriorate, but there are nuances here. Some stones are afraid of light, others are afraid of dry air, and so on, so you will need to familiarize yourself with the nuances of storage very carefully and strictly follow them.

Professional traders recommend not investing in gemstones unless you have at least a minimum of experience, unless you are a jeweler. The best option is to buy at one price and sell at a slightly higher one, as is done with the sale of a currency (taking into account quotes).

When choosing a stone for investment, you need to pay attention to its compliance with the following criteria:

its average price is not less than 3 thousand dollars;
optimal weight- from 2 carats for diamonds (no less than 1) and up to 10 carats for sapphires and emeralds.

The uniqueness of the stone is another parameter that affects its value in addition to the factors described above. Next, you will have to face the difficult process of selling the stone. In pawnshops, it will be redeemed only for half the cost, and it is difficult to get to the auction.

Risks of investing in gems

There are some aspects that can significantly complicate the process of investing your money in gems:

demand for them is limited, as there are few consumers. Therefore, it is likely that you will have to wait for a buyer for years, and then close the deal in just a couple of minutes;
the risks of acquiring a fake is the worst. Sometimes you can run into such a skillful fake that even an experienced specialist can hardly distinguish from a gem of natural origin;
there is a possibility of unsuccessful processing, during which the stone will simply crack. So you need to be prepared for the fact that you can lose more than half the cost of the stone;
the price of stones depends on the assessment of experts, which is subjective. Therefore, to get reliable information about the price, you need to see the opinion of several experts.

How to sell and earn?

There are several options for selling diamonds:

jewelry stores;
pawnshops;
at auctions;
jewelers and collectors.

You need to understand that rimless jewelry cannot be sold, with the exception of those for which there is a special certificate. When selling, not only the peculiarity of the stone and the number of carats are taken into account, but also the cost of the setting and the artistic value of such a product. Of great importance are fashion trends.

It happens that the price of a product with a precious stone will decrease due to the outdated design of the product with it. Or under the frame defects of the stone are found. Therefore, it will not be possible to get the real value, the maximum is a penny.

In times of crisis, the cost of jewelry decreases, so experts advise making investments at such moments. Then the situation usually returns to normal, people again have money, which means that a good profit can drip from investments.

Total

Investing in diamonds is not a bank deposit and there are no guarantees. To get out of the minuses at least to zero, you will have to wait 5 years, no less. Fraud flourishes like nowhere else in this area, so it’s better not to be persuaded by some investment funds that supposedly guarantee the redemption of your product at a certain moment.

You will need to invest at least 3-5 thousand dollars in one pebble, so this investment will require a solid initial capital.

Precious stones as an investment

Throughout the human era, gems and jewelry have always been seen not only as a store of value, but also as a tool for increasing capital. This topic was dedicated conference organized in Moscow on April 28 by the Gemological Center of Moscow State University, which collected a large number of experts from the field of gemology, jewelry, investments and the banking industry. Each of the speakers identified the main trends in the field of investing in precious stones.

According to Yuri Shelementyev, Executive Director of the HemCenter of Moscow State University, rough diamonds may be of interest as an investment object. Diamonds have been growing in value faster than diamonds in recent years. Therefore, the purchase, followed by "exposure" of stones in a safe, can be considered as an investment. Today, the expert does not advise investing in colorless diamonds. Due to the fact that there is a Rapaport price list, dealers always have exact prices, so diamonds are highly liquid goods, but at the same time low margin. play a more important role today fancy color diamonds, as well as many categories of colored stones.

The expert emphasized corundum, namely rubies and sapphires, prices for which are growing rapidly, including stones ennobled by heating. Other types of refining are not investment attractive. For example, the cost of a 20-carat heated sapphire can be $15,500 per carat, Yury Shelementiev noted. At the same time, there is a category of people for whom refined sapphires will not look interesting because of the fact of their improvement. On the untreated sapphire the price tag sometimes reaches from $125,000 to $150,000 per carat. When buying, you should pay attention to Burmese rubies and sapphires from Kashmir, which are rightfully considered the best. At the same time, it cannot be said that absolutely all sapphires and rubies are interesting for investors. There are stones that are not profitable even for prospectors to raise the earth.

Yury Shelementiev paid special attention to unrefined rubies from the Montepiez deposit in Mozambique, which are currently underestimated by the market, however, in two or three years their deposit will be exhausted and prices will go up.

For increasing capital is also interesting spinel. For her, the country of origin is not extremely important, often it cannot be determined at all. This stone is practically not ennobled, and a certain color will also not be fundamental. Some people buy orange spinel and some buy lavender spinel, and the cost per carat can be as high as $15,000. Burmese red and cobalt blue spinels are the most expensive. Over the past 5 years, their prices have increased several times.

Yuri Shelementiev told about jadeite, for which the price tags increase significantly over time. In China, when talking about its value, dealers wave their hands up sharply to describe its incredible and meteoric rise.

Investing in fancy color diamonds

Tatyana Olifirova, founder of Rare color diamond advisors, Member of the Board of Directors of PO Kristall spoke about the investment attractiveness of colored diamonds. According to her, their high value is influenced by two main factors, exceptional rarity (of mined diamonds, only 0.001%, according to the Gemological Institute of America, can be attributed to fancy colors), and the reduction in mining sites. Argyle- a deposit that supplies the market with order 90% pink diamonds, according to experts, will close in 2020. Fantasy-colored stones have the lowest volatility, so they have more stable prices. At the same time, they do not have a Rapaport price list as colorless diamonds, which gives investors scope for possible earnings.

The quality of the color of fancy diamonds greatly affects their price tag, stones of the category Fancy Intense, Fancy Vivid - the most attractive for investment. Tatyana Olifirova noted that since 2000, prices for colored diamonds have increased by 280%, for blue diamonds with a saturated color (Fancy Vivid Blue) - by 360%, for comparison, the speaker cited housing in London as an example, which increased by 175% over this period. %.

Investment in pearls

Trends in the world market of pearls and investments in it considered Ksenia Podnebesnaya, founder of the jewelry brand “House of Pearls of Ksenia Podnebesnaya”. For perfect quality golden pearls of the South Seas in three years price increased by more than 100%, and for Tahiti pearls, the white group of the southern seas - by 15-20%. Nature is not able to create pearls in huge quantities, and therefore the cost of it is steadily increasing. Pearls are an indicator of the state of the planet. In order to grow an ideal pearl - Hanadama (from Japanese - a pearl similar to an ideal flower), it is necessary that a large number of factors coincide: clean water, a certain temperature, a sufficient amount of oxygen, etc. The expert emphasized the change in demand for different types pearls: if earlier Akoya pearls were bought more, now South Sea pearls lead in sales, and only then Akoya pearls and black Tahitian.

Criteria for determining profitable stones

Mikhail Pshenichny, company Gemlovers, noted the following important criteria for determining stones in which to invest. First of all, these should be large stones - every year there are fewer of them, rare, but not little known. Investment attractiveness increases if this stone is used in their jewelry by large jewelry houses.

In his opinion, good for investment the size of rubies is from 5 carats, tourmalines - from 10 carats. If the stone is too large, then it will not be in great demand on the market, since it can no longer be used in jewelry. In addition, the demand for certain stones may be local: what is popular in one region may be of little interest in another. It must be taken into account that there is a favorable purchase price. For example, it makes no sense to buy stones from a major jewelry brand. Mikhail Pshenichny singled out particularly interesting objects for investment: namely pink and red spinels from Burma, Pakistan and Tanzania, especially the higher color categories. In addition, tourmalines showed good growth, primarily paraiba tourmaline, as well as alexandrites.

Risks when investing

Founder of the Sundaygem group of companies, Sergey Ivanov talked about the benefits and main risks of investing in exclusive and rare colored gemstones, raw gemstones, and investing in mass-sized colored gemstones. Exclusive and rare stones are a profitable investment in the long term. Working with raw gemstones is associated with high risks in the process of refining stones, after which the cost may not only not increase, but may even decrease significantly. Also, with the current level of technology, the purchase of stones both in raw and processed form is associated with a high risk of purchasing synthetics.

The result of Sergey's report was the conclusion that the most reliable type of investment in precious stones is investing in colored gemstones in bulk sizes used in the production of mass-produced jewelry.

Complexities of the credit process

On the difficulties of the dialogue between the enterprises of the jewelry industry and financial institutions in the framework of the credit process, Vladislav Dokuchaev, Associate Professor of the Department "Investments and Innovations" of the Financial University under the Government of the Russian Federation, Ph.D., SER. Those who know the banking business know that there are no loan officers on the market who understand jewelry and precious stones, so such collaterals are rarely profitable. In addition, there is a problem on the part of the jewelry business, which does not know the "credit" language, which creates difficulties in communication between bank employees and business representatives.

The practice of multiplying funds

He shared practical aspects of assessing the investment attractiveness of precious stones and jewelry Alexey Smirnov, head of the private expert organization Center for Expertise and Evaluation.

The expert gave an example of a possible investment with a budget of $100,000. For this money, you can buy 425 diamonds weighing 0.20 carats or 15 diamonds weighing 1.00 carats with medium quality characteristics H/VS2. Small diamonds, inserted into simple jewelry, can be sold faster, and those 15 large stones can lie for a long time without finding their buyer. At the same time, the margin for small stones is much higher than for large ones. For entrepreneurs, working with smaller stones will be much more interesting.

Alexey Smirnov paid special attention to the choice of diamond characteristics, for example, during the crisis, D / IF stones (with the highest color and clarity) were sold at huge discounts: 50-60%, and diamonds with average characteristics - at a 20-30% discount , so the latter will be the most attractive for investment.

The role of independent gemological expertise

Finally Alexander Stolyarevich, Head of the Expertise Department of the Gemological Center of Moscow State University, emphasized that independent gemological expertise is an important tool for reducing risks when investing in precious stones. It is reckless to invest money without knowing what kind of stone it is, as cheaper imitations are often given out for expensive diamonds. Moreover, at the moment, synthetic diamonds have begun to appear on the market frequently. Conventional devices and methods do not work in this case, you need to use a deep technique to determine synthetics. It is especially difficult to conduct a study when the stones are already in the product. Synthetic rubies, sapphires, emeralds are common on the market, so an expert assessment is needed to determine the nature of the stone.

The laboratory conducts an independent examination of the stone, which minimizes the subjectivity of the assessment. Upon acceptance of the product, it is assigned a number with which the object falls into the hands of experts. Customer information is recorded separately. Not one, but three experts examine the stone in order to determine the characteristics as objectively as possible.

Alexander Stolyarevich emphasized that evaluation with a magnifying glass, a microscope, a tester is not enough today. Diagnostic issues must be approached with knowledge of a certain repeatedly proven methodology.

Good evening, lovers of investment, trading and just readers of the blog site. In this article, I want to talk to you about investing in precious metals how profitable they are for the investor and is there any point in getting involved in this area?

Let's judge logically, from the point of view of aesthetics, any precious stone indicates the status of its owner, this is the most real and inalienable attribute of luxury.

But along with this, not everyone realizes that when right approach investments in precious stones can bring good, and most importantly, stable profits.

At the same time, the main advantage of precious stones is the fact that they are simply devoid of the influence of many negative economic factors, such as inflation or many other economic shocks.

In addition, if you go to any jewelry store, you will see that the cost of gemstones is always quite high. Why is this happening? In fact, the demand for gemstones is very high at all times.

Again, this is an indicator of status, and wealthy segments of the population do not spare their money to buy these jewelry.

Speaking specifically about investments in precious stones, it will be most profitable to buy them in times of crisis, when the demand for this asset is seriously reduced.

Accordingly, the price will also decrease in a certain way. How is it beneficial for the investor? We will judge logically, the price will not always be low, and on the wave of growth in the price of precious stones, you will be able to profitably sell previously purchased assets.

But in this case, you must understand that we are dealing with long-term investment. That is, you do not need to think that you will immediately start making a profit, it will take time, sometimes a lot of time.

At the same time, you must correctly choose and wait for the time when to buy gems in order to sell them more expensively. Again, if you buy stones at the same price, and in a month their value will decrease, then you will incur losses.

In this area, it is customary to distinguish three conceptual ways of investing: buying precious stones with a quality certificate, purchasing various jewelry in which stones are encrusted, and buying securities backed by stone prices.

Purchasing gemstones with a certificate

In fact, acquiring gemstones that have passed all laboratory examinations and received an accompanying certificate can be a very profitable business.

As a rule, the accompanying certificate indicates specifications stone, and the better they are, the more expensive the stone itself will cost. In addition, the certificate indicates the presence of various mechanical damages, such as chips and cracks.

The more mechanical damage in stock, the lower the cost of the goods. If we talk about abroad, then the true quality of precious stones there is the presence of a passport.

It is in this passport that an expert assessment of the quality of the gemstone and its condition is indicated. Not so often, but you can still find conclusions and examinations from various laboratories.

Here you must understand that this kind of stones must be purchased only in trusted places, where you will be given all the necessary accompanying papers confirming the fact that the product you have purchased is of really high quality.

In this case, prices from trusted dealers can be significantly lower than in many stores.

Again, in this case, you need to understand that you will invest for a long time, sometimes you will have to wait more than one year for profit. But with all this, certified stones do not lose their price, moreover, over time, the price can increase significantly.

In this case, having bought stones of this kind, in a few years a potential investor will be able to sell them several times more expensive. But with all this, it must be taken into account that it is impossible to make jewelry from such stones.

Buying jewelry

You know, from the point of view of the expediency of buying stones inlaid in jewelry, I don’t see any specific point in the context of investment.

In fact, these manipulations are carried out purely in aesthetic terms. Let's judge logically, in this case, the cost of the jewelry itself can be affected by the setting, the work of the master and many other factors that can potentially reduce the final value of the asset.

Much more profitable is to purchase a simple loose stone, and then you can already order work from a jeweler who will make you a piece of jewelry.

Today, many people buy loose stones, make jewelry out of them, and then sell them for a very good profit. Even despite the potential costs of creating a piece of jewelry, the final profit can easily reach 50%.

I can say right away, well, it's no secret to anyone that jewelry will be in much more extensive demand than ordinary loose stones.

But at the same time, we cannot know how long it will take to sell the final piece of jewelry. It may also happen that a jeweler will create a very specific product, which, for certain reasons, will not be so easy to implement.

In general, any jewelry is created primarily for aesthetic purposes. But even jewelry can be sold very profitably, especially if it was created from expensive and solid components.

Acquisition of shares

In principle, today there are no instruments whose price would be directly supported by the value of precious stones. However, reputable exchanges of this direction are currently operating in Israel and Holland.

Diamonds are the main instrument on these exchanges. But direct trading takes place behind closed doors, so you cannot see the dynamics of price changes in real mode.

In view of this, many experts believe that pricing on these sites is, to put it mildly, far from being the most objective.

In any case, investing in precious stones is quite an interesting area, but remember that this area requires serious initial capital from the investor.

Precious stones are a wonderful accessory and an indispensable attribute of luxury. However, few people think that they are an excellent subject for productive investment of their funds. A distinctive feature of the currency is the nuance that noble stones do not experience such harmful economic phenomena as: inflation, deflation and adverse price fluctuations. In addition, stones always keep the price at a high level, as they are in great demand among people with different financial status, this especially applies to gold jewelry, in which precious stones of a high standard are encrusted.

The best time to buy gemstones is during an economic downturn when demand is low. This will be an excellent investment, because after a certain time the price of stones will increase significantly! Naturally, you should be aware that this will be a fairly long-term investment and you will have to wait a long time for the inflow of profit. The timing of the purchase of gemstones is the most important factor that will directly determine the quality and cash flow of a potential investment. Everything is quite simple here: the cheaper you buy stones, the more expensive you can sell them in the future!

In total, there are three conceptual options for investing your funds in precious stones, namely: the purchase of stones with a certificate, the purchase of various jewelry, the purchase of shares, which are supported by the price of stones.

Buying Certified Precious Stones

A fairly profitable investment is the purchase of loose gemstones that have passed all the necessary quality assessment examinations in independent laboratories and have an accompanying certificate. The certificate contains information about the stone, its anthropometric data, physical and chemical properties. In addition, the certificate also indicates such nuances, for example, as the number of chips and cracks. The more mechanical damage a stone has, the lower its market value will be. Abroad, the main criterion for the quality of raw materials is the presence of a passport, which indicates the data, less often, quality certificates issued by independent quality assessment laboratories are also provided.

It is best to purchase stones of this kind from a trusted dealer, from whom you can get all the accompanying papers confirming the authenticity of the raw materials you are purchasing. At the dealer, you can only purchase the stone itself or jewelry. It is worth noting that the purchase will cost much cheaper than in any store.

Undoubtedly, it is worth understanding the fact that this will be a fairly long-term investment and profits, sometimes, will have to wait more than one year. However, at the same time, certified and high-quality stones do not lose their market value over time, but even vice versa. It is quite possible that after a few years, the investor will be able to sell the stones he bought earlier for several times more. However, gemstones cannot be used as jewelry, as this is physically impossible, and thus the aesthetic value is lost.

Purchasing jewelry

At its core, the purchase of jewelry is not practical enough if you pursue the goal of investing your money. This is due to the fact that the cost of the setting of the product, the price of the work of the jeweler-master and other related factors can significantly affect the precious stone inlaid in the jewelry. Ultimately, the actual retail price products can be several times higher than the market price of the gemstone itself. It will be much easier to purchase an unset stone and order work from a jeweler to make some kind of jewelry out of it. I note that quite a lot of people buy loose stones, then make jewelry out of them, then safely sell them. This is a very profitable investment because, even with all the production costs, the actual profit from this operation can be at least 50 percent.

It can be concluded that jewelry is in greater demand than just gems, so it will be much easier to sell a piece of jewelry. However, no one can say exactly how long it will take for this very sale of goods. It may also happen that the jeweler will create a very specific design for the jewelry (for an amateur), which can significantly increase the implementation time. For the most part, jewelry is purchased for an aesthetic purpose, but it can be quite good tool for a profitable investment. It is also worth considering the fact that the more noble materials were used in the production of jewelry, the more expensive it will be in the future.

Groups of articles made of precious stones and metals

In general, jewelry and gemstones can be legally sold in the following ways:

1) Pawnshop.
2) Jewelry store.
3) Auction of precious stones and jewelry.

The first and second options are quite unprofitable. In this case, you will receive a maximum of 70 percent of the market value of the goods. An auction is the most appropriate way to sell a piece of jewelry or stone for the most profit. But there is a nuance - you should choose only large and certified auctions. It is there that the largest auction turnover takes place, respectively, the investor will have every chance for a profitable sale of jewelry and stones.

Buying stocks backed by the price of gems.

At the moment, there are no such instruments, whose price would directly depend on the prices of stones. However, in Holland and Israel there are exchanges of precious stones. Basically, diamonds are the main trading tool for them. However, trading takes place behind closed doors and it is impossible to take into account market quotes for polished diamonds in real time. That is why there is an opinion that pricing on these exchanges is quite controversial and inherently opaque.

I hope the article was useful and informative. I will try to please in the near future with other educational articles.

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